18643 Oak Park Dr, Riverside, CA 92504 Property Records

Riverside County property record for 18643 Oak Park Dr, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,802 sqft · built 2001
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jul 2021)
Tax Bill	$14,145 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`285-420-018`

Property Details

APN / Parcel Number

Primary APN	`285-420-018`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,802 sqft Living Area
Gross Area	6,065 sqft
1st Floor Area	3,802 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Material	Tile
Lot Area	47,045 sqft
Garage Type	Attached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	18643 OAK PARK DR
City	RIVERSIDE
State	CA
Zip	92504-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	1.08 ACRES NET IN LOT 15 MB 278/005 TR 22427
Legal Subdivision	TRACT 22427
Legal Tract	22427
Legal Lot Number	15
Jurisdiction	RIVERSIDE CA
Township / Civil Division	LAKE MATHEWS
Census Block Group	3
Census Block	3012
Census Tract	42008

Owner

18643 Oak Park Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18643 OAK PARK DR, RIVERSIDE, CA 92504-9432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Grant Deed, Transfer · Conventional Mortgage EZ FUNDINGS INC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK
Feb 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Prior Sale	Sep 30, 2008 · Amount on File
Deed Document Number	2021438345
Prior Transfer Date	Oct 5, 2016
Prior Transfer Doc	0000049515
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 21, 2021
Property Address	18643 OAK PARK DR, RIVERSIDE, CA 92504-9432
Document Number	0000438345
Map Reference	MB 278 PG 5-8
Instrument Date	Jun 16, 2021
Instrument	2021-0438345
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	18643 OAK PARK DR, RIVERSIDE, CA 92504-9432

Mortgage

Document Number	0000438346
Date	Jul 21, 2021
Instrument	2021-0438346

Lender

Name	EZ FUNDINGS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	18643 OAK PARK DR, RIVERSIDE, CA 92504-9432
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FNTG BUILDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18643 OAK PARK DR, RIVERSIDE, CA 92504-9432

Mortgage

Document Number	0000055259
Date	Jan 27, 2021
Instrument	2021-0055259

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	18643 OAK PARK DR, RIVERSIDE, CA 92504-9432
Document Number	0000528773
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5287 HIGHWAY 4 W HOLLY SPRINGS MS 386359405, HOLLY SPRINGS, MS 38635-9405

Mortgage

Document Number	0000528773
Date	Dec 20, 2019
Instrument	528773

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	HOLLY SPRINGS, MS 38635-0700

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 6, 2017
Property Address	18643 OAK PARK DR, RIVERSIDE, CA 92504-9432
Document Number	0000049515
Instrument Date	Oct 5, 2016
Instrument	49515
Transaction Type	Transfer
Record Updated	Feb 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18111 HAINES ST LAKE MATHEWS CA 925709251, LAKE MATHEWS, CA 92570-9251

Tax Assessment & Valuation

The 2025 property tax bill for 18643 Oak Park Dr was $14,145, up 3.4% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,298,916 (+2%) Land $259,782 Building $1,039,134
2025	$14,145.00 (+3.43%)	$1,273,448 Land $254,689 Building $1,018,759
2024	$13,676.00 (+0.74%)
2023	$13,575.00 (+2%)	$1,224,000 Land $244,800 Building $979,200
2022	$13,309.00
2021			$1,055,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18643 Oak Park Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18643 Oak Park Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN MWD serves 87,955 people · EPA ID CA3310049
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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