San Bernardino County property record for 18641 Ranchero Rd, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,475 sqft · built 2005 |
| Lot Size | 0.899 acres (39,176 sqft) |
| Owner | Company Name on File |
| Last Sale | $330,000 (Jan 2015) |
| Tax Bill | $4,343 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0398-342-12-0000 |
| Primary APN | 0398-342-12-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,475 sqft Living Area |
| Gross Area | 3,203 sqft |
| 1st Floor Area | 2,475 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 39,176 sqft (0.899 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Patio/Porch |
| Porch Area | 715 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 18641 RANCHERO RD |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-7526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5584 LOT 372 TR NO 5584 LOT 372 EX ST |
| Legal Subdivision | TRACT NO. 5584 |
| Legal Tract | 5584 |
| Legal Block | 3 |
| Legal Lot Number | 372 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10024 |
Source: San Bernardino County records · APN 0398-342-12-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 18641 RANCHERO RD, HESPERIA, CA 92345-7526 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Nov 08, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 15, 2017 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 20, 2015 · Amount on Record |
| Deed Sale | Jan 20, 2015 · Amount on Record |
| Prior Sale | Nov 26, 2003 · Amount on Record |
| Deed Document Number | 201520329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jun 30, 2026 |
| Property Address | 18641 RANCHERO RD, HESPERIA, CA 92345-7526 |
| Document Number | 0000166878 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026166878 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18641 RANCHERO RD, HESPERIA, CA 92345-7526 |
| Document Number | 0000166878, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026166878 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18641 RANCHERO RD, HESPERIA, CA 92345-7526 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 18641 RANCHERO RD, HESPERIA, CA 92345-7526 |
| Document Number | 0000276931 |
|---|---|
| Date | Nov 08, 2023 |
| Instrument | 2023-0276931 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18641 RANCHERO RD, HESPERIA, CA 92345-7526 |
| Document Number | 0000214258 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 18641 RANCHERO RD HESPERIA CA 923457526, HESPERIA, CA 92345-7526 |
| Document Number | 0000214258 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 214258 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2047 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $404,544 (+2%) Land $80,908 Building $323,636 | |
| 2025 | $4,343.00 (+3.53%) Homeowner's exemption | $396,612 (+4.04%) Land $79,322 Building $317,290 |
| 2023 | $4,195.00 (+2.42%) Homeowner's exemption | $381,212 Land $76,242 Building $304,970 |
| 2022 | $4,096.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2013–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 61 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HESPERIA WD serves 101,836 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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