Lauderdale County property record for 18640 Waterloo Rd, Florence, AL 35633
| Property Type | Other Improved |
|---|---|
| Details | 1,616 sqft · built 2001 |
| Lot Size | 1.55 acres (67,954 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $455 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-06-23-0-000-014-002 |
| Primary APN | 13-06-23-0-000-014-002 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,616 sqft Total Area |
|---|---|
| 1st Floor Area | 1,826 sqft |
| Year Built | Built 2001 |
|---|---|
| Foundation Type | Retaining Wall |
| Lot Area | 67,954 sqft (1.55 acres) |
| Lot Dimensions | 462 ft deep x 170 ft wide |
| Garage Type | Mixed |
| Garage Area | 2,952 sqft |
| Parking Spaces | 10 Parking Spaces |
| Account Number | 59931 |
|---|---|
| Street Address | 18640 WATERLOO RD |
| City | FLORENCE |
| State | AL |
| Zip | 35633 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 170.17 X 462.5 IN NW/4 OF NE/4 SEC 23 T2S R13W 1.56 AC |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 23 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | OAKLAND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11200 |
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18680 COUNTY ROAD 14, WATERLOO, AL 35677-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 18640 WATERLOO RD, FLORENCE, AL 35633 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02020/7242 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 2020/7242 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $455.00 (+4.84%) | $13,020 (+185.53%) | $69,100 (+11.45%) Land $23,600 Building $45,500 |
| 2023 | $434.00 (+37.78%) | $4,560 (-49.45%) Land $4,560 | $62,000 (+37.47%) Land $22,800 Building $39,200 |
| 2022 | $315.00 | $9,020 | $45,100 Land $18,900 Building $26,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1994–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Spectrum.
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