18640 Swaner Ave, Salinas, CA 93906 Property Records

Monterey County property record for 18640 Swaner Ave, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,191 sqft · built 1971
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on File
Last Sale	$250,000 (Jun 2003)
Tax Bill	$1,569 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2023 Second Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`253-222-001-000`

Property Details

APN / Parcel Number

Primary APN	`253-222-001-000`
Alternative APN	`253-222-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,191 sqft Living Area
1st Floor Area	1,191 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	10,000 sqft (0.23 acres)
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	253-222-001
Street Address	18640 SWANER AVE
City	SALINAS
State	CA
Zip	93906-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHRIDGE ESTATES UNIT NO 2 TR 610 LOT 15 BLK 4
Legal Subdivision	NORTHRIDGE ESTATES UNIT NO 2
Legal Tract	610
Legal Block	4
Legal Lot Number	15
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1006
Census Tract	10506

Owner

18640 Swaner Ave is held in a trust since April 2026.

Source: Monterey County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	18640 SWANER AVE, SALINAS, CA 93906-1841
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2003 · Amount on File
Deed Sale	Jun 11, 2003 · Amount on File
Deed Document Number	200367556
Last Transfer Date	Apr 23, 2026
Transfer Doc	0000015030
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18640 SWANER AVE, SALINAS, CA 93906-1841
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18640 SWANER AVE, SALINAS, CA 93906-1841

Mortgage

Document Number	0000024117
Date	May 25, 2022
Instrument	2022024117

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18640 SWANER AVE, SALINAS, CA 93906-1841
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18640 SWANER AVE, SALINAS, CA 93906-1841

Mortgage

Document Number	0000011444
Date	Apr 18, 2023
Instrument	2023011444

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18640 SWANER AVE, SALINAS, CA 93906-1841
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	AMROCK LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18640 SWANER AVE, SALINAS, CA 93906-1841

Mortgage

Document Number	0000046525
Date	Nov 25, 2024
Instrument	2024046525

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	May 12, 2026
Property Address	18640 SWANER AVE, SALINAS, CA 93906-1841
Document Number	0000015717
Instrument Date	May 7, 2026
Instrument	202615717
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18640 SWANER AVE, SALINAS, CA 93906-1841

Mortgage

Document Number	0000015717,
Date	May 12, 2026
Instrument	202615717

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 6, 2026
Property Address	18640 SWANER AVE, SALINAS, CA 93906-1841
Document Number	0000015030
Instrument Date	Apr 23, 2026
Instrument	202615030
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18640 SWANER AVE, SALINAS, CA 93906-1841

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18640 SWANER AVE, SALINAS, CA 93906-1841
Document Number	0000037409
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18640 SWANER AVE SALINAS CA 939061841, SALINAS, CA 93906-1841

Mortgage

Document Number	0000037409
Date	Jul 29, 2020
Instrument	37409

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 28, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 18640 Swaner Ave was $1,569, up 4% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Santa Rita Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$127,188 (+2%) Land $15,371 Building $111,817
2025	$1,569.00 (+3.98%)	$124,695 Land $15,070 Building $109,625
2024	$1,509.00 (+8.41%)
2023	$1,392.00 (+1.16%)	$119,855 Land $14,486 Building $105,369
2022	$1,376.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18640 Swaner Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18640 Swaner Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL	100 / 20

May also be available: Cruzio, Verizon.

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