18640 Ellis Dr, Banning, CA 92220 Property Records

Riverside County property record for 18640 Ellis Dr, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1956
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$68,000 (Dec 2002)
Tax Bill$2,689 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2022 Mortgage
Flood ZoneZone D (undetermined)
APN545-084-047

Property Details

APN / Parcel Number

Primary APN545-084-047
Alternative APN
  • 545084013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1983
Construction TypeWood
Roof MaterialGravel
Lot Area10,019 sqft (0.23 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address18640 ELLIS DR
CityBANNING
StateCA
Zip92220-9765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA212
Legal Description.23 ACRES M/L IN LOTS 21 & 22 BLK E MB 012/085 RANCHO ENCINO MOUNTAIN CLUB
Legal SubdivisionRANCHO ENCINO MOUNTAIN CLUB
Legal BlockE
Legal Lot Number21
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group1
Census Block1034
Census Tract43813

Owner

18640 Ellis Dr is owned and occupied by two individuals who bought it in December 2002.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address18640 ELLIS DR, BANNING, CA 92220-9765
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2002 · Amount on File
Deed SaleDec 6, 2002 · Amount on File
Deed Document Number2002731174
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address18640 ELLIS DR, BANNING, CA 92220-9765
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18640 ELLIS DR, BANNING, CA 92220-9765

Mortgage

Document Number0000390117
DateAug 24, 2020
Instrument2020-0390117
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address18640 ELLIS DR, BANNING, CA 92220-9765
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18640 ELLIS DR, BANNING, CA 92220-9765

Mortgage

Document Number0000290288
DateJun 29, 2022
Instrument2022-0290288
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 18640 Ellis Dr was $2,689 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174,791 (+2%) Land $25,094 Building $149,697
2025$2,689.00 Homeowner's exemption$171,364 Land $24,602 Building $146,762
2023$2,612.00 (+1.87%) Homeowner's exemption$164,712 Land $23,648 Building $141,064
2022$2,564.00
2021$284,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18640 Ellis Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18640 Ellis Dr is extreme, ranking above 99.1% of the US, with a 5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.1% of the US · above 93% of California
Wildfire Likelihood5% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Southern California Telephone
Fixed Wireless
75 / 15

May also be available: Frontier.

Nearby Properties on Ellis Dr

Nearby Streets

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