18640 E Jefferson Rd, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 18640 E Jefferson Rd, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	1.62 acres (70,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Dec 2011)
Tax Bill	$4,823 (2025)
Deeds & Mortgages	Jul 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`08-18-453-004`

Property Details

APN / Parcel Number

Primary APN	`08-18-453-004`

Exterior

Lot Area	70,440 sqft (1.62 acres)
Lot Dimensions	324 ft deep x 217 ft wide

Location & Zoning

Street Address	18640 E JEFFERSON RD
City	MOUNT VERNON
State	IL
Zip	62864-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY HILLS SUB LOT 24
Legal Subdivision	HARMONY HILLS SUB
Legal Lot Number	24
Jurisdiction	JEFFERSON IL
Township / Civil Division	WEBBER
Census Block Group	3
Census Block	3011
Census Tract	50800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18640 E JEFFERSON RD, MOUNT VERNON, IL 62864-9106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2011 · Amount on Record
Deed Sale	Dec 22, 2011 · Amount on Record
Prior Sale	Mar 27, 2007 · Amount on Record
Deed Document Number	20117190
Prior Transfer Date	Dec 12, 2011
Prior Transfer Doc	201107190
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	18640 E JEFFERSON RD, MOUNT VERNON, IL 62864-9106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201902945
Date	Jul 3, 2019
Instrument	201902945

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Webber Township
Unified School District	Bluford Unit School District 318 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,823.00 (+2.33%)	$103,230 (+38.72%) Land $3,905 Building $99,325	$309,690 (+38.72%) Land $11,715 Building $297,975
2024	$4,713.00 (+7.24%)
2022		$74,417 Land $2,815 Building $71,602	$223,251 Land $8,445 Building $214,806
2021	$4,395.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Jefferson Rd

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