18640 380th St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 18640 380th St, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,072 sqft
Lot Size	67.4 acres (2,939,429 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Oct 2022)
Tax Bill	$1,316 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-019-0700`

Property Details

APN / Parcel Number

Primary APN	`09-019-0700`

Interior

Building Area	1,072 sqft Total Area

Exterior

Lot Area	2,939,429 sqft (67.4 acres)
Porch	Slab
Deck Area	504 sqft
Shed	1 Shed

Location & Zoning

Street Address	18640 380TH ST
City	ONAMIA
State	MN
Zip	56359-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOVT LOT 4 (SW OF SW); & SE OF SW, EX E 500 FT OF S 450 FT & EX N 1/2 OF SE OF SW
Legal Range	27
Legal Township	42
Legal Section	19
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	3
Census Block	3015
Census Tract	970200

Owner

18640 380th St is owned by an individual who bought it in October 2022.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS STATE BANK OF PIERZ
Oct 17, 2022	Warranty Deed, Transfer · Line of Credit FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Deed Document Number	2022433527
Prior Transfer Date	Apr 11, 2007
Prior Transfer Doc	340695
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	18640 380TH ST, ONAMIA, MN 56359-2327
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A439749
Date	Jan 31, 2024
Instrument	A439749

Lender

Name	FARMERS & MERCHANTS STATE BANK OF PIERZ
Type	Bank
Address	PIERZ, MN 56364

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	291 Months
Due	Apr 1, 2048

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 17, 2022
Property Address	18640 380TH ST, ONAMIA, MN 56359-2327
Document Number	000A433527
Instrument Date	Oct 5, 2022
Instrument	A433527
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18640 380TH ST, ONAMIA, MN 56359-2327
Investor	Possibly a Property Investor

Mortgage

Document Number	000A433528
Date	Oct 17, 2022
Instrument	A433528

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Dec 15, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 18640 380th St was $1,316, down 17.6% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,316.00 (-17.65%)	$316,000 (+13.14%) Land $180,900 Building $135,100	$316,000 (+13.14%) Land $180,900 Building $135,100
2025	$1,598.00 Homeowner's exemption	$279,300 Land $155,800 Building $123,500	$279,300 Land $155,800 Building $123,500
2023	$1,790.00	$300,500 Land $136,900 Building $163,600	$300,500 Land $136,900 Building $163,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18640 380th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18640 380th St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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