1864 Union St, Lancaster, OH 43130 Property Records

Fairfield County property record for 1864 Union St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 1962
Lot Size	0.265 acres (11,552 sqft)
Owner	Individual Name on File
Tax Bill	$5,305 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-36257-300`

Property Details

APN / Parcel Number

Primary APN	`05-36257-300`
Alternative APN	`0620 00011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	1,782 sqft
1st Floor Area	999 sqft
Basement Area	759 sqft
Finished Basement	759 sqft
Family Room	Family Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,552 sqft (0.265 acres)
Lot Dimensions	165 ft deep x 70 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Deck Area	160 sqft
Patio Area	232 sqft
Poultry House	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1864 UNION ST
City	LANCASTER
State	OH
Zip	43130-4121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LENMAR SUBDIVISION NO 4 LOT 220
Legal Subdivision	LENMAR SUB
Legal Lot Number	220
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	4
Census Block	4035
Census Tract	31600

Owner

1864 Union St is owned and occupied by an individual who acquired it in November 2021.

Source: Fairfield County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1864 UNION ST, LANCASTER, OH 43130-4121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 3, 2017	Survivorship Deed, Transfer · FHA Mortgage THE AMERICAN EAGLE MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021
Deed Sale	Nov 16, 2021
Prior Sale	Apr 3, 2017 · Amount on File
Deed Document Number	202130131
Prior Transfer Date	Sep 30, 2021
Prior Transfer Doc	0000030131
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD OH
Recording Date	Nov 16, 2021
Property Address	1864 UNION ST, LANCASTER, OH 43130-4121
Document Number	0000030131
Map Reference	MB 8 PG 64
Instrument Date	Sep 30, 2021
Instrument	202100030131
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 UNION ST, LANCASTER, OH 43130-4121

Mortgage

Document Number	0000030132
Date	Nov 16, 2021
Instrument	202100030132

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2051

April 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 3, 2017
Property Address	1864 UNION ST, LANCASTER, OH 43130-4121
Document Number	0000005630
Book / Page	1734 / 3281
Map Reference	MB 8 PG 64
Instrument Date	Mar 30, 2017
Instrument	201700005630
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VALMER LAND TITLE AGENCY BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000005631
Date	Apr 3, 2017
Instrument	201700005631

Lender

Name	THE AMERICAN EAGLE MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,240 Land $20,290 Building $53,950	$212,110 Land $57,960 Building $154,150
2024	$5,305.00 (+147.2%)
2023	$2,146.00 Homeowner's exemption	$59,020 (-) Land $13,520 Building $45,500
2022	Homeowner's exemption	$59,020 Land $13,520 Building $45,500	$168,640 Land $38,640 Building $130,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1864 Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1864 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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