1864 River Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1864 River Rd, Saint Clair, MI 48079 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1955
Square Footage	1,320 sqft Living Area
Lot Size	43,429 sqft (0.996 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2003)
Tax Bill	$1,988.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`74-30-040-4007-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,320 sqft Living Area
Basement Area	1,320 sqft Basement
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Architectural Style	Ranch Style
Lot Area	43,429 sqft (0.996 acres)
Depth X Width	550 ft x 79 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Area	1,568 sqft Garage

Utilities and HVAC

Heating System	Forced Air Heating

Location & Zoning

Account Number	74300404007000
Street Address	1864 RIVER RD
City	SAINT CLAIR
State	MI
Zip	48079-3555
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THAT PART OF SW FR 1/4 LYING S OF THE EXT E LY OF A LINE JOINING A POINT ON W LINE OF N 1/2 OF SE 1/4 SEC 19 DIST 183' N OF
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ST. CLAIR
Census Blockgroup	1
Census Block	1004
Census Tract	640100

Owner

Source: St. Clair County records · APN 74-30-040-4007-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1864 RIVER RD, SAINT CLAIR, MI 48079-3555
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2003 · Amount on Record
Deed Sale	Jul 22, 2003 · Amount on Record
Deed Doc Number	0002859473
Record Refreshed	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1864 RIVER RD, SAINT CLAIR, MI 48079-3555
Document Number	0050910766
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	VANGUARD TITLE COMPANY, VANGUARD TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1864 RIVER RD ST CLAIR MI 480793555, ST CLAIR, MI 48079-3555

Mortgage

Document Number	0050910766
Date	Aug 29, 2019
Book Page	005091/000766

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 28, 2034

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,600 (+28.98%)
2024	$1,988.00 (+9.71%)		$217,200 (+28.98%)
2023		$84,200
2022	$1,812.00		$168,400

Flood & Wildfire

1864 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 7th percentile of exposed land nationally · 17th in Michigan
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.