1864 Ridgewood Dr, Camarillo, CA 93012 Property Records

Ventura County property record for 1864 Ridgewood Dr, Camarillo, CA 93012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,967 sqft · built 1982
Lot Size	0.158 acres (6,870 sqft)
Owner	2 Individual Names on File
Last Sale	$617,000 (Dec 2017)
Tax Bill	$7,781 (2025)
Deeds & Mortgages	May 2019 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171-0-152-025`

Property Details

APN / Parcel Number

Primary APN	`171-0-152-025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,967 sqft Living Area
1st Floor Area	1,189 sqft
2nd Floor Area	778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	6,870 sqft (0.158 acres)
Lot Dimensions	105 ft deep x 63 ft wide
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	646 sqft
Porch	Porch
Porch Area	76 sqft
Patio Area	286 sqft

Location & Zoning

Street Address	1864 RIDGEWOOD DR
City	CAMARILLO
State	CA
Zip	93012-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5U
Legal Description	TRACT: 238105 LOT: 638 REF: 075MR 014
Legal Subdivision	2381-5
Legal Tract	238105
Legal Block	152
Legal Lot Number	638
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	2
Census Block	2014
Census Tract	5306

Owner

1864 Ridgewood Dr is owned and occupied by two individuals who bought it in December 2017.

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1864 RIDGEWOOD DR, CAMARILLO, CA 93012-4218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK
Dec 11, 2017	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 20, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2017 · Amount on File
Deed Sale	Dec 11, 2017 · Amount on File
Prior Sale	Mar 20, 2017 · Amount on File
Deed Document Number	2017159685
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1864 RIDGEWOOD DR, CAMARILLO, CA 93012-4218
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059564
Date	May 30, 2019
Instrument	20190530-00059564

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1864 RIDGEWOOD DR, CAMARILLO, CA 93012-4218
Document Number	0000106557
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1864 RIDGEWOOD DR CAMARILLO CA 930124218, CAMARILLO, CA 93012-4218

Mortgage

Document Number	0000106557
Date	Jul 22, 2020
Instrument	106557

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1864 RIDGEWOOD DR, CAMARILLO, CA 93012-4218
Document Number	0000139870
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1864 RIDGEWOOD DR CAMARILLO CA 930124218, CAMARILLO, CA 93012-4218

Mortgage

Document Number	0000139870
Date	Nov 12, 2019
Instrument	139870

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 11, 2017
Property Address	1864 RIDGEWOOD DR, CAMARILLO, CA 93012-4218
Document Number	0000159685
Instrument Date	Nov 26, 2017
Instrument	159685
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$678.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1864 RIDGEWOOD DR CAMARILLO CA 930124218, CAMARILLO, CA 93012-4218

Mortgage

Document Number	159686
Date	Dec 11, 2017
Instrument	159686

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 20, 2017
Property Address	1864 RIDGEWOOD DR, CAMARILLO, CA 93012-4218
Document Number	0000037579
Instrument Date	Mar 9, 2017
Instrument	37579
Transaction Type	Foreclosure
Record Updated	Mar 29, 2017

Transaction

Amount	Amount on Record
Tax	$623.62
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1864 Ridgewood Dr was $7,781 with a homeowner's exemption, up 2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Camarillo City
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$716,076 (+2%) Land $465,394 Building $250,682
2025	$7,781.00 (+1.99%) Homeowner's exemption	$702,036 Land $456,269 Building $245,767
2024	$7,629.00 (+3.74%)
2023	$7,354.00 (+0.31%) Homeowner's exemption	$674,776 Land $438,551 Building $236,225
2022	$7,331.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1864 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1864 Ridgewood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMROSA WATER DISTRICT serves 32,700 people · EPA ID CA5610063
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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