1864 Oak Crest Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 1864 Oak Crest Rd, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 2021
Square Footage4,880 sqft Adjusted Area
Lot Size108,029 sqft (2.48 acres)
Pool512 sqft
OccupancyOwner Occupied
Tax Bill$3,914.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-4-17-04-0-00006-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area4,880 sqft Adjusted Area
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick Veneer Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area108,029 sqft (2.48 acres)
Pool Area512 sqft Pool
Patio Area580 sqft Patio

Location & Zoning

Street Address1864 OAK CREST RD
CityHERNANDO
StateMS
Zip38632-7762
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAK CREST S-D LOT 6
Legal Range07
Legal Township03
Legal Section17
Legal SubdivisionOAK CREST S-D
Legal Lot Number6
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup3
Census Block3026
Census Tract71001

Owner

Source: DeSoto County records · APN 3-07-4-17-04-0-00006-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1864 OAK CREST RD, HERNANDO, MS 38632-7762
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2025Deed of Trust, Mortgage · Line of Credit
BANKPLUS
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
EAGLE BANK & TRUST CO
Aug 06, 2021Deed of Trust, Mortgage
BANK PLUS
Jul 06, 2020Warranty Deed, Transfer · Commercial Mortgage
BANKPLUS LOAN OPERATIONS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2020
Deed SaleJul 06, 2020
Deed Doc Number0000924501
Deed Book / Page924 / 501
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1864 OAK CREST RD, HERNANDO, MS 38632-7762
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1684 OAK CREST RD, HERNANDO, MS 38632-6695

Mortgage

Document Number05662/3891
DateOct 09, 2025
Book Page5662/3891
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueOct 05, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1864 OAK CREST RD, HERNANDO, MS 38632-7762
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyGUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4683 E DUBLIN, OLIVE BRANCH, MS 38654-4847

Mortgage

Document Number005454/118
DateJan 31, 2022
Book Page5454/118
Lender
NameEAGLE BANK & TRUST CO
TypeBank
AddressLITTLE ROCK, AR 72211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1864 OAK CREST RD, HERNANDO, MS 38632-7762
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4683 E DUBLIN, OLIVE BRANCH, MS 38654-4847

Mortgage

Document Number0005312/76
DateAug 06, 2021
Book Page5312/76
Lender
NameBANK PLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
AmountAmount Recorded
Term11 Months
DueJul 26, 2022

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJul 06, 2020
Property Address1864 OAK CREST RD, HERNANDO, MS 38632-7762
Document Number000924/501
Book / Page924 / 501
Map ReferenceMB 41 PG 13-15
Instrument DateJul 01, 2020
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3084 STONEHENGE DR, 3084, HERNANDO, MS 38632-7367

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4683 E DUBLIN, OLIVE BRANCH, MS 38654-4847

Mortgage

Document Number0004983509
DateJul 06, 2020
Instrument4983/509
Lender
NameBANKPLUS LOAN OPERATIONS
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJul 05, 2025

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,914.00 (+16.87%)$51,092 (+39.99%) Land $2,500 Building $48,592$510,924 (+39.99%) Land $25,000 Building $485,924
2023$3,349.00$36,498$364,982 Land $25,000 Building $339,982

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