1864 N 31st Rd, Ottawa, IL 61350 Property Records

LaSalle County property record for 1864 N 31st Rd, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,192 sqft · built 1999
Lot Size0.703 acres (30,635 sqft)
OwnerIndividual Name on Record
Last Sale$279,000 (Jan 2020)
Tax Bill$7,765 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-30-400-004

Property Details

APN / Parcel Number

Primary APN14-30-400-004
Alternative APN
  • 14-30-476-006

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,192 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area30,635 sqft (0.703 acres)

Location & Zoning

Street Address1864 N 31ST RD
CityOTTAWA
StateIL
Zip61350-9462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH DAYTON ESTATES, LT 1864 SEC 30-34-4
Legal Range04
Legal Township34
Legal Section30
Legal SubdivisionNORTH DAYTON ESTATES
Legal Lot Number1864
JurisdictionLASALLE IL
Township / Civil DivisionDAYTON
Census Block Group2
Census Block2096
Census Tract962200

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1864 N 31ST RD, OTTAWA, IL 61350-9462
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BANK
Oct 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST FSB
Jan 24, 2020Warranty Deed, Transfer · VA Mortgage
TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2020 · Amount on Record
Deed SaleJan 24, 2020 · Amount on Record
Deed Document Number20201223
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address1864 N 31ST RD, OTTAWA, IL 61350-9462
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyWHEATLAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202116891
DateNov 1, 2021
Instrument2021-16891
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address1864 N 31ST RD, OTTAWA, IL 61350-9462
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201913311
DateOct 9, 2019
Instrument201913311
Lender
NameFIRST FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 25, 2034
Interest
Rate TypeFixed Rate

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateJan 24, 2020
Property Address1864 N 31ST RD, OTTAWA, IL 61350-9462
Document Number202001223
Instrument DateJan 24, 2020
Instrument202001223
Transaction TypeTransfer
Record UpdatedJun 7, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$418.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1864 N 31ST RD, OTTAWA, IL 61350-9462

Mortgage

Document Number202001224
DateJan 24, 2020
Instrument202001224
Lender
NameTOWN & COUNTRY BANC MTG SVCS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionDayton Township
Secondary School DistrictOttawa Township High School District 140 (09 - 12)
Elementary School DistrictWallace Community Consolidated School District 195 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,765.00 (-2.61%)$116,894 (+25.12%) Land $10,978 Building $105,916$350,682 (+25.12%) Land $32,934 Building $317,748
2024$7,973.00
2023$93,428 (+1.55%) Land $9,300 Building $84,128$280,284 (+1.55%) Land $27,900 Building $252,384
2022$92,006 Land $9,222 Building $82,784$276,018 Land $27,666 Building $248,352

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1993–2019)
Claims Outside the SFHA4 of 6
Most Recent ClaimSep 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

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