1864 Howe Valley Rd, Cecilia, KY 42724 Property Records

Hardin County property record for 1864 Howe Valley Rd, Cecilia, KY 42724

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,216 sqft · built 1940
Lot Size0.682 acres (29,751 sqft)
OwnerIndividual Name on Record
Tax Bill$1,186 (2025)
Deeds & MortgagesJul 2026 Sale
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN068-00-00-016

Property Details

APN / Parcel Number

Primary APN068-00-00-016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,216 sqft Living Area

Exterior

Year BuiltBuilt 1940
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area29,751 sqft (0.682 acres)
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Street Address1864 HOWE VALLEY RD
CityCECILIA
StateKY
Zip42724-9743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGH SCHOOL CT LT11A #B
Legal SubdivisionHIGH SCHOOL CT
Legal Lot Number11A 12
JurisdictionHARDIN KY
Township / Civil DivisionCECILIA
Census Block Group1
Census Block1001
Census Tract1701

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1864 HOWE VALLEY RD, CECILIA, KY 42724-9743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 26, 2018Deed of Trust, Mortgage
WILSON & MUIR BANK & TRUST CO
Sep 26, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 26, 2018
Transfer Doc1462/1372
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateJul 16, 2026
Property Address1864 HOWE VALLEY RD, CECILIA, KY 42724-9743
Document Number1604000255
Book / Page1604 / 255
Instrument DateJul 15, 2026
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1814 HOWE VALLEY RD, CECILIA, KY 42724-9743

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address1864 HOWE VALLEY RD, CECILIA, KY 42724-9743
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002247/0000000295
DateSep 26, 2018
Book Page0000002247/0000000295
Instrument180-00012215
Lender
NameWILSON & MUIR BANK & TRUST CO
TypeBank
Agreement
AmountAmount Recorded
Term352 Months
DueJan 1, 2048

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARDIN KY
Recording DateSep 26, 2018
Property Address1864 HOWE VALLEY RD, CECILIA, KY 42724-9743
Document Number1462/1372
Book / Page1462 / 1372
Instrument DateSep 21, 2018
Instrument180-00012215
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1864 HOWE VALLEY RD, CECILIA, KY 42724-9743

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,186.00 (+43.58%)$119,000 (+47.46%) Land $18,000 Building $101,000$119,000 (+47.46%) Land $18,000 Building $101,000
2023$80,700 Land $6,800 Building $73,900$80,700 Land $6,800 Building $73,900
2021$826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #1
serves 30,230 people · EPA ID KY0470393
Water SourceSurface water
Last State InspectionApr 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
100 / 20

Nearby Properties on Howe Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number