1864 Gamay Way, Salinas, CA 93906 Property Records

Monterey County property record for 1864 Gamay Way, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,662 sqft · built 1999
Lot Size	0.127 acres (5,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Sep 2019)
Tax Bill	$6,819 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-391-011-000`

Property Details

APN / Parcel Number

Primary APN	`211-391-011-000`
Alternative APN	`211-391-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	2,662 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Lot Area	5,512 sqft (0.127 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	211-391-011
Street Address	1864 GAMAY WAY
City	SALINAS
State	CA
Zip	93906-7202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDEN RANCH NORTH UNIT 5-PHASE 3 SUBDIVISION VOL 19 C&T PG 66 TRACT 1300 LOT 11 BLK 2
Legal Subdivision	HARDEN RANCH NORTH UNIT 5-PHASE 3 SUBDIV
Legal Tract	1300
Legal Block	2
Legal Lot Number	11
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1005
Census Tract	105

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1864 GAMAY WAY, SALINAS, CA 93906-7202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 16, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Prior Sale	Jan 18, 2013 · Amount on Record
Deed Document Number	201940620
Prior Transfer Date	Jul 12, 2001
Prior Transfer Doc	0000059526
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1864 GAMAY WAY, SALINAS, CA 93906-7202
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 GAMAY WAY, SALINAS, CA 93906-7202

Mortgage

Document Number	0000009863
Date	Apr 4, 2023
Instrument	2023009863

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1864 GAMAY WAY, SALINAS, CA 93906-7202
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 GAMAY WAY, SALINAS, CA 93906-7202

Mortgage

Document Number	0000030352
Date	Jul 11, 2022
Instrument	2022030352

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1864 GAMAY WAY, SALINAS, CA 93906-7202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 GAMAY WAY, SALINAS, CA 93906-7202

Mortgage

Document Number	0000051877
Date	Sep 29, 2020
Instrument	2020051877

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 16, 2019
Property Address	1864 GAMAY WAY, SALINAS, CA 93906-7202
Document Number	0000040620
Instrument Date	Sep 12, 2019
Instrument	40620
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1864 GAMAY WAY SALINAS CA 939067202, SALINAS, CA 93906-7202

Mortgage

Document Number	40621
Date	Sep 16, 2019
Instrument	40621

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Santa Rita Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,813 (+2%) Land $278,876 Building $462,937
2025	$6,819.00 (+11.24%) Disabled Person's exemption Veteran's exemption	$727,268 (+4.04%) Land $273,408 Building $453,860
2023	$6,130.00 (-0.5%) Disabled Person's exemption Veteran's exemption	$699,030 Land $262,793 Building $436,237
2022	$6,161.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cruzio, Etheric Networks.

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