1864 Cross Pointe Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1864 Cross Pointe Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,036 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$239,500 (Aug 2013)
Tax Bill	$5,439 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026433-0160`

Property Details

APN / Parcel Number

Primary APN	`026433-0160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,036 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	2,036 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	304 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1864 CROSS POINTE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	43/57-60 ST JOHNS GOLF & COUNTRY CLUB UNIT 2 PHASE 2 LOT 16 OR3770/1204
Legal Range	28E
Legal Township	05S
Legal Section	20
Legal Subdivision	ST. JOHNS GOLF & COUNTRY CLUB UNIT 2 PHA
Legal Phase	2
Legal Block	1
Legal Lot Number	16
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1003
Census Tract	20907

Owner

Source: St. Johns County records · APN 026433-0160

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1864 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2013 · Amount on Record
Deed Sale	Aug 02, 2013 · Amount on Record
Prior Sale	May 13, 2005 · Amount on Record
Deed Document Number	201351768
Deed Book / Page	3770 / 1204
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1864 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-5010

Mortgage

Document Number	0054021966
Date	Oct 26, 2021
Book Page	5402/1966
Instrument	2021116229

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,370 (+2.7%)	$402,994 (-1.57%) Land $100,000 Building $302,994
2025	$5,439.00 (+8.82%) Homeowner's exemption	$247,683 (+2.9%)	$409,421 (+10.51%) Land $100,000 Building $309,421
2024	$4,998.00 (+2.61%) Homeowner's exemption	$240,703 (+3%)	$370,485 (+5.77%) Land $100,000 Building $270,485
2023	$4,871.00 (+5.98%) Homeowner's exemption	$233,692 (+3%)	$350,265 (+2.49%) Land $90,000 Building $260,265
2022	$4,596.00 Homeowner's exemption	$226,885	$341,755 Land $84,000 Building $257,755

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 102 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.