1864 Congress Ave, Beloit, WI 53511 Property Records

Rock County property record for 1864 Congress Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1942
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on File
Last Sale	$29,000 (Jun 2010)
Tax Bill	$1,559 (2025)
Deeds & Mortgages	Feb 2006 Line of Credit Feb 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 12512140`

Property Details

APN / Parcel Number

Primary APN	`206 12512140`
Alternative APN	`12512140`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,752 sqft (0.155 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 12512140
Street Address	1864 CONGRESS AVE
City	BELOIT
State	WI
Zip	53511-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 7 TILTONS SUB OF B 11 HIGHLAND HTS ADD
Legal Subdivision	HIGHLAND HTS
Legal Lot Number	7
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3032
Census Tract	2601

Owner

1864 Congress Ave is owned by an individual who bought it in June 2010.

Source: Rock County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2238 S RIVERSIDE DR, BELOIT, WI 53511-2446
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2006	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Feb 17, 2012	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Jun 8, 2010	Quit Claim Deed, Transfer · Line of Credit BLACKHAWK STATE BANK
Feb 15, 2010	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2010 · Amount on File
Deed Sale	Jun 8, 2010 · Amount on File
Prior Sale	Feb 15, 2010 · Amount on File
Deed Document Number	20101893463
Prior Transfer Date	May 28, 2010
Prior Transfer Doc	0001893463
Record Updated	Oct 29, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1864 CONGRESS AVE, BELOIT, WI 53511-3735
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001740319
Date	Feb 17, 2006
Instrument	1740319

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	STEVENS POINT, WI 54481

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1864 CONGRESS AVE, BELOIT, WI 53511-3735
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001940072
Date	Feb 17, 2012
Instrument	1940072

Lender

Name	BLACKHAWK BANK
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2027

June 2010: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Jun 8, 2010
Property Address	1864 CONGRESS AVE, BELOIT, WI 53511-3735
Document Number	0001893463
Instrument Date	May 28, 2010
Instrument	1893463
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 W WASHINGTON AVE STE 700, 700, MADISON, WI 53703-2727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2238 RIVERSIDE DR, BELOIT, WI 53511-2446
Investor	Possibly a Property Investor

Mortgage

Document Number	0001893464
Date	Jun 8, 2010
Instrument	1893464

Lender

Name	BLACKHAWK STATE BANK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2010: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROCK WI
Recording Date	Feb 15, 2010
Property Address	1864 CONGRESS AVE, BELOIT, WI 53511-3735
Document Number	0001885623
Instrument Date	Jan 21, 2010
Instrument	1885623
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1864 CONGRESS AVE, BELOIT, WI 53511-3735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 W. WASHINGTON AVENUE, MADISON, WI 53703-2760
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1864 Congress Ave was $1,559.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00	$96,100 Land $10,000 Building $86,100	$105,500
2023	$1,011.00	$65,200 Land $10,000 Building $55,200	$74,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1864 Congress Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1864 Congress Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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