1864 Cold Springs Dr, Pendleton, IN 46064 Property Records

Madison County property record for 1864 Cold Springs Dr, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,178 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$265,758 (Oct 2021)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-14-28-600-011.020-013`

Property Details

APN / Parcel Number

Primary APN	`48-14-28-600-011.020-013`
Alternative APN	`00033002716`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,178 sqft Living Area
1st Floor Area	2,178 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00033002716
Street Address	1864 COLD SPRINGS DR
City	PENDLETON
State	IN
Zip	46064-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLEWOOD AT HUNTZINGER FARM SEC 3 LOT 83 (0.150AC)
Legal Subdivision	MAPLEWOOD AT HUNTZINGER FARM SECTION 3
Legal Lot Number	83
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1021
Census Tract	11502

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1864 COLD SPRINGS DR, PENDLETON, IN 46064-5512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Oct 20, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Deed Document Number	202120263
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Recording Date	Apr 10, 2026
Property Address	1864 COLD SPRINGS DR, PENDLETON, IN 46064-5512
Document Number	0000005236
Instrument Date	Apr 3, 2026
Instrument	20265236
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 COLD SPRINGS DR, PENDLETON, IN 46064-5512

Mortgage

Document Number	0000005236,
Date	Apr 10, 2026
Instrument	20265236

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2056

Interest

Rate	6%
Max Rate	-1%

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Oct 20, 2021
Property Address	1864 COLD SPRINGS DR, PENDLETON, IN 46064-5512
Document Number	2021R20263
Map Reference	IN 2020R015609
Instrument Date	Oct 15, 2021
Instrument	2021R20263
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1864 COLD SPRINGS DR, PENDLETON, IN 46064-5512

Mortgage

Document Number	2021R20265
Date	Oct 20, 2021
Instrument	2021R20265

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,954.00 (+4.01%) Homeowner's exemption	$311,000 (+18.97%) Land $37,200 Building $273,800	$311,000 (+18.97%) Land $37,200 Building $273,800
2024	$2,840.00 (+11.15%)
2023		$261,400 (+2.31%) Land $35,400 Building $226,000	$261,400 (+2.31%) Land $35,400 Building $226,000
2022	$2,555.00	$255,500 Land $29,500 Building $226,000	$255,500 Land $29,500 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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