1864 Cedar Rd, Allerton, IA 50008 Property Records

Wayne County property record for 1864 Cedar Rd, Allerton, IA 50008

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,232 sqft · built 2009
Lot Size	38 acres (1,655,280 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140C09400003`

Property Details

APN / Parcel Number

Primary APN	`140C09400003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Finished Basement	1,088 sqft
Unfinished Basement	144 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	1,655,280 sqft (38 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,024 sqft
Deck Area	320 sqft
Shed	1 Shed
Shed Area	192 sqft
Utility Building	594 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1864 CEDAR RD
City	ALLERTON
State	IA
Zip	50008-8623
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SWSE
Legal Range	22W
Legal Township	67N
Legal Section	09
Jurisdiction	WAYNE IA
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1194
Census Tract	70300

Owner

Source: Wayne County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1864 CEDAR RD, ALLERTON, IA 50008-8623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage MIDWEST HERITAGE BANK FSB
Aug 16, 2019	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025
Deed Sale	Jun 5, 2025
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	2025655
Prior Transfer Date	May 28, 2025
Prior Transfer Doc	0000000655
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IA
Property Address	1864 CEDAR RD, ALLERTON, IA 50008-8623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	138/0954
Date	Apr 24, 2017
Book Page	138/0954
Instrument	2017-0688

Lender

Name	MIDWEST HERITAGE BANK FSB
Type	Bank
Address	CHARITON, IA 50049

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IA
Property Address	1864 CEDAR RD, ALLERTON, IA 50008-8623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190976
Date	Aug 16, 2019
Instrument	2019-0976

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Wayne County
Unified School District	Wayne Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,776.00	$221,080 (+18.16%) Land $31,330 Building $189,750
2024	$2,776.00 (+5.79%)
2023		$187,100 (+15.73%) Land $22,570 Building $164,530	$221,080 (+36.75%) Land $31,330 Building $189,750
2022	$2,624.00 Homeowner's exemption	$161,670 Land $17,070 Building $144,600
2021			$161,670 Land $17,070 Building $144,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 92% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cedar Rd

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