18635 Ridgedale Dr, Madera, CA 93638 Property Records

Madera County property record for 18635 Ridgedale Dr, Madera, CA 93638

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,348 sqft · built 1983
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on Record
Last Sale$168,000 (Aug 2016)
Tax Bill$2,230 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jun 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN032-480-005-000

Property Details

APN / Parcel Number

Primary APN032-480-005-000
Alternative APN
  • 032480005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,348 sqft Living Area
1st Floor Area1,348 sqft
Basement Area440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeFrame
Lot Area22,651 sqft (0.52 acres)
Lot Dimensions112 ft deep x 100 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address18635 RIDGEDALE DR
CityMADERA
StateCA
Zip93638-0120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRM
Legal DescriptionMADERA HIGHLANDS 2 LOT 695
Legal SubdivisionMADERA HIGHLANDS 2
Legal Lot Number695
JurisdictionMADERA CA
Township / Civil DivisionMADERA
Census Block Group3
Census Block3005
Census Tract506

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18635 RIDGEDALE DR, MADERA, CA 93638-0120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 9, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 24, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jan 29, 2020Loan Modification, Mortgage · FHA Mortgage
FREEDOM MTG
Jan 29, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2016 · Amount on Record
Deed SaleAug 25, 2016 · Amount on Record
Prior SaleApr 1, 2014 · Amount on Record
Deed Document Number201619599
Prior Transfer DateJan 14, 2004
Prior Transfer Doc0000006426
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address18635 RIDGEDALE DR, MADERA, CA 93638-0120
Transaction TypeMortgage
Record UpdatedFeb 29, 2024
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address18635 RIDGEDALE DR, MADERA, CA 93638-0120

Mortgage

Document Number0000002945
DateFeb 15, 2024
Instrument2024002945
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term466 Months
DueDec 1, 2062

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address18635 RIDGEDALE DR, MADERA, CA 93638-0120
Transaction TypeMortgage
Record UpdatedJun 21, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address18635 RIDGEDALE DR, MADERA, CA 93638-0120

Mortgage

Document Number0000010751
DateJun 9, 2023
Instrument2023010751
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term474 Months
DueDec 1, 2062

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address18635 RIDGEDALE DR, MADERA, CA 93638-0120
Document Number0000018244
Instrument DateJun 24, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address18635 RIDGEDALE DR MADERA CA 936380120, MADERA, CA 93638-0120

Mortgage

Document Number0000018244
DateAug 4, 2020
Instrument18244
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 3, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADERA CA
Property Address18635 RIDGEDALE DR, MADERA, CA 93638-0120
Document Number0000006018
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedMar 27, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address18635 RIDGEDALE DR MADERA CA 936380120, MADERA, CA 93638-0120

Mortgage

Document Number0000006018
DateMar 12, 2020
Instrument6018
Lender
NameFREEDOM MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2050
Interest
Rate3.75%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address18635 RIDGEDALE DR, MADERA, CA 93638-0120
Document Number0000006019
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedMar 27, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address18635 RIDGEDALE DR MADERA CA 936380120, MADERA, CA 93638-0120

Mortgage

Document Number0000006019
DateMar 12, 2020
Instrument6019
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2050

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMadera County
Unified School DistrictMadera Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$198,871 (+2%) Land $53,266 Building $145,605
2025$2,230.00 (+1.64%)$194,972 (+4.04%) Land $52,222 Building $142,750
2023$2,194.00 (+4.53%)$187,403 Land $50,196 Building $137,207
2022$2,099.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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