18634 Farm Rd 197, Sumner, TX 75486 Property Records

Lamar County property record for 18634 Farm Rd 197, Sumner, TX 75486

Property Summary

Property Type	Misc Structure / Fixture
Details	1 ba · 992 sqft · built 2018
Lot Size	32.3 acres (1,407,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,300 (Jul 2015)
Tax Bill	$4,874 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A0393-0090-00A1-25`

Property Details

APN / Parcel Number

Primary APN	`A0393-0090-00A1-25`
Alternative APN	`124848`

Interior

Full Baths	1 Bath
Building Area	992 sqft Total Area
1st Floor Area	992 sqft
Utility Area	144 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	1,407,424 sqft (32.3 acres)
Garage Type	Mixed
Garage Area	864 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	64 sqft
Patio Area	1,056 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	A0393-0090-00A1-25
Street Address	18634 FARM ROAD 197
City	SUMNER
State	TX
Zip	75486-3202
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A393 J H HASLETT SURVEY, TRACT 9-A-2, ACRES 32.31
Legal Subdivision	J H HASLETT SURVEY
Legal Tract	9-A-2
Legal Lot Number	9-A-2
Jurisdiction	LAMAR TX
Township / Civil Division	SUMNER
Census Block Group	1
Census Block	1017
Census Tract	102

Owner

Source: Lamar County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18634 FARM ROAD 197, SUMNER, TX 75486-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Mar 31, 2023	Deed of Trust, Mortgage · Construction Mortgage LAMAR NATIONAL BANK
Mar 31, 2023	Deed of Trust, Mortgage · Construction Mortgage LAMAR NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2015 · Amount on Record
Deed Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	20151254012015
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	18634 FARM ROAD 197, SUMNER, TX 75486-3202
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	MASON TITLE COMPANY INC, STONE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18634 FARM ROAD 197, SUMNER, TX 75486-3202

Mortgage

Document Number	2308112026
Date	Feb 11, 2026
Instrument	230811-2026

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	PARIS, TX 75460

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 12, 2041

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	18634 FARM ROAD 197, SUMNER, TX 75486-3202
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	MASON TITLE COMPANY INC, STONE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18634 FARM ROAD 197, SUMNER, TX 75486-3202

Mortgage

Document Number	2030552023
Date	Mar 31, 2023
Instrument	203055-2023

Lender

Name	LAMAR NATIONAL BANK
Type	Bank
Address	PARIS, TX 75461

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	18634 FARM ROAD 197, SUMNER, TX 75486-3202
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	MASON TITLE COMPANY INC, STONE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18634 FARM ROAD 197, SUMNER, TX 75486-3202

Mortgage

Document Number	2030562023
Date	Mar 31, 2023
Instrument	203056-2023

Lender

Name	LAMAR NATIONAL BANK
Type	Bank
Address	PARIS, TX 75461

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Mar 27, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Feb 17, 2028
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	11.1%

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,874.00 (-19.02%) Homeowner's exemption	$701,860 (+9.32%) Land $24,070 Building $677,790	$701,860 (+9.32%) Land $24,070 Building $677,790
2025	$6,019.00 (+362.64%) Homeowner's exemption	$642,020 (+175.95%) Land $10,840 Building $631,180	$642,020 (+175.95%) Land $10,840 Building $631,180
2023		$232,660 Land $10,460 Building $222,200	$232,660 Land $10,460 Building $222,200
2022	$1,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMAR COUNTY WATER SUPPLY DISTRICT serves 25,569 people · EPA ID TX1390015
Water Source	Purchased surface water from CITY OF PARIS
Last State Inspection	May 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wifires Internet Fixed Wireless	60 / 12

May also be available: Nextlink, Zulu Internet.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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