18633 River Woods Dr, Bend, OR 97702 Property Records

Deschutes County property record for 18633 River Woods Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1978
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Nov 2021)
Tax Bill	$3,058 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181127 AC 01400`

Property Details

APN / Parcel Number

Primary APN	`181127 AC 01400`
Alternative APNs	`R1003181127A006900` `107841`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	780 sqft
2nd Floor Area	780 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Lot Area	41,818 sqft (0.96 acres)
View / Lot	Average
Deck Area	Deck Area
Patio Area	640 sqft

Location & Zoning

Account Number	107841
Old Parcel Number	R1003181127A006900
Street Address	18633 RIVER WOODS DR
City	BEND
State	OR
Zip	97702-7903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 BLK:A SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 27 TWN 18 RNG 11 MAP REF:181127-AC
Legal Range	11E
Legal Township	18S
Legal Section	27
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	A
Legal Lot Number	4
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1017
Census Tract	401

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10930 322ND AVE NE, CARNATION, WA 98014-9760
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 28, 2018	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	2021-64290
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 17, 2021
Property Address	18633 RIVER WOODS DR, BEND, OR 97702-7903
Document Number	0000064290
Map Reference	MB 6 PG
Instrument Date	Nov 15, 2021
Instrument	2021-64290
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	NOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10930 322ND AVE NE, CARNATION, WA 98014-9760

Mortgage

Document Number	0000064291
Date	Nov 17, 2021
Instrument	2021-64291

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18633 RIVER WOODS DR, BEND, OR 97702-7903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025737
Date	Jun 4, 2020
Instrument	2020-25737

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 28, 2018
Property Address	18633 RIVER WOODS DR, BEND, OR 97702-7903
Document Number	0000035014
Instrument Date	Aug 27, 2018
Instrument	2018-35014
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18633 RIVER WOODS DR, BEND, OR 97702-7903

Mortgage

Document Number	0000035015
Date	Aug 28, 2018
Instrument	2018-35015

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,058.00 (+4.4%)	$199,760 (+3%)	$571,630 (-3.9%) Land $278,200 Building $293,430
2024	$2,929.00 (+6.12%)	$193,950 (+3%)	$594,820 (+6.73%) Land $289,000 Building $305,820
2023	$2,760.00	$188,310	$557,330 Land $274,000 Building $283,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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