18631 Espada St, Houston, TX 77084 Property Records

Harris County property record for 18631 Espada St, Houston, TX 77084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,975 sqft · built 2017
Lot Size	0.116 acres (5,060 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jun 2017)
Tax Bill	$7,179 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131-304-002-0017`

Property Details

APN / Parcel Number

Primary APN	`131-304-002-0017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,975 sqft Living Area
1st Floor Area	1,975 sqft
Game Room	Game Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,060 sqft (0.116 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1313040020017
Street Address	18631 ESPADA ST
City	HOUSTON
State	TX
Zip	77084-7767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 BLK 1 INTER NOS ONE SEC 1 R/P
Legal Subdivision	INTER NOS ONE SEC 1 R/P
Legal Block	1
Legal Lot Number	17
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2002
Census Tract	541902

Owner

18631 Espada St is owned and occupied by an individual who bought it in June 2017.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	18631 ESPADA ST, HOUSTON, TX 77084-7767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Jul 27, 2020	Deed of Trust, Mortgage TEXAS DOW EMP CU
Jun 26, 2017	Grant Deed, Subdivision Related Transfer TEXAS DOW EMP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2017 · Amount on File
Deed Sale	Jun 26, 2017 · Amount on File
Deed Document Number	2017281798
Prior Transfer Date	Jun 23, 2017
Prior Transfer Doc	20170281798
Record Updated	Oct 29, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jan 25, 2022
Property Address	18631 ESPADA ST, HOUSTON, TX 77084-7767
Document Number	0000044523
Map Reference	MF 678477
Instrument Date	Jan 19, 2022
Instrument	2022-44523
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18631 ESPADA ST, HOUSTON, TX 77084-7767

Mortgage

Document Number	0000044524
Date	Jan 25, 2022
Instrument	2022-44524

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 5, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18631 ESPADA ST, HOUSTON, TX 77084-7767
Document Number	0000353983
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18631 ESPADA ST HOUSTON TX 770847767, HOUSTON, TX 77084-7767

Mortgage

Document Number	0000353983
Date	Aug 5, 2020
Instrument	353983

Lender

Name	TEXAS DOW EMP CU
Type	Credit Union
Address	LAKE JACKSON, TX 77566

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 26, 2017
Property Address	18631 ESPADA ST, HOUSTON, TX 77084-7767
Document Number	0000281798
Instrument Date	Jun 23, 2017
Instrument	281798
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18631 ESPADA ST HOUSTON TX 770847767, HOUSTON, TX 77084-7767

Mortgage

Document Number	281799
Date	Jun 26, 2017
Instrument	281799

Lender

Name	TEXAS DOW EMP CU
Type	Credit Union
Address	LAKE JACKSON, TX 77566

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 25, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 18631 Espada St was $7,179, up 34.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,000 (+0.82%) Land $50,552 Building $259,448	$310,000 (+0.82%) Land $50,552 Building $259,448
2025	$7,179.00 (+34.82%)	$307,487 Land $50,552 Building $256,935	$307,487 Land $50,552 Building $256,935
2024	$5,325.00
2023		$280,000 Land $50,552 Building $229,448	$280,000 Land $50,552 Building $229,448
2022	$4,912.00
2020	$3,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18631 Espada St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 134 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	134 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18631 Espada St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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