18630 Ruth St, Melvindale, MI 48122 Property Records

Wayne County property record for 18630 Ruth St, Melvindale, MI 48122

Property Summary

Property Type	Single Family Home
Details	1 ba · 938 sqft · built 1922
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$67,000 (Jul 2017)
Tax Bill	$3,068 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`47 010 01 0073 000`

Property Details

APN / Parcel Number

Primary APN	`47 010 01 0073 000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	938 sqft Living Area
1st Floor Area	776 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Ranch
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	113 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18630 RUTH ST
City	MELVINDALE
State	MI
Zip	48122-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FA
Legal Description	AA73 LOT 73 ALSO WLY 1/2 ADJ VAC ALLEY OAKBORN-ROUGE SUB PC 35 L46 P49 WCR
Legal Subdivision	OAKBORN-ROUGE
Legal Lot Number	73
Jurisdiction	WAYNE MI
Township / Civil Division	MELVINDALE
Census Block Group	2
Census Block	2021
Census Tract	578600

Owner

18630 Ruth St is owned by an individual who bought it in July 2017.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	18541 WOOD ST, MELVINDALE, MI 48122-1441
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2017	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU
Mar 9, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Prior Sale	Mar 9, 2017 · Amount on File
Deed Document Number	2017258803
Deed Book / Page	53845 / 465
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 21, 2017
Property Address	18630 RUTH ST, MELVINDALE, MI 48122-1556
Document Number	0538450465
Book / Page	053845 / 000465
Instrument Date	Jul 5, 2017
Instrument	258803
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 PIERSON ST COLDWATER MI 490361313, COLDWATER, MI 49036-1313

Mortgage

Document Number	538351142
Date	Jul 21, 2017
Book Page	053835/001142
Instrument	253787

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 20, 2032

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 9, 2017
Property Address	18630 RUTH ST, MELVINDALE, MI 48122-1556
Document Number	0535640816
Book / Page	053564 / 000816
Instrument Date	May 30, 2012
Instrument	69599
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Amount	Amount on Record
Tax	$411.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17697 PALMER ST MELVINDALE MI 481221258, MELVINDALE, MI 48122-1258

Tax Assessment & Valuation

The 2025 property tax bill for 18630 Ruth St was $3,068.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Melvindale City
Unified School District	Melvindale-North Allen Park School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,100 (+2.91%)	$134,200 (+2.91%)
2025	$3,068.00	$65,200	$130,400
2023	$2,869.00	$49,300	$98,600
2021	$2,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18630 Ruth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18630 Ruth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELVINDALE serves 12,851 people · EPA ID MI0004220
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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