18630 Centennial St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 18630 Centennial St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,806 sqft · built 1988
Lot Size	0.455 acres (19,800 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (May 2026)
Tax Bill	$4,343 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0398-374-21-0000`

Property Details

APN / Parcel Number

Primary APN	`0398-374-21-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,806 sqft Living Area
Gross Area	3,556 sqft
1st Floor Area	2,806 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,800 sqft (0.455 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	566 sqft
Patio Area	566 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	18630 CENTENNIAL ST
City	HESPERIA
State	CA
Zip	92345-6601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5639 LOT 64 TR NO 5639 LOT 64 EX WTR RTS AND EX 1/2 MIN RTS WITHOUT S E
Legal Subdivision	69M49
Legal Tract	5639
Legal Block	1
Legal Lot Number	64
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1012
Census Tract	10022

Owner

18630 Centennial St is owned and occupied by an individual who bought it in May 2026.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	18630 CENTENNIAL ST, HESPERIA, CA 92345-6601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 29, 2026	Grant Deed, Transfer · FHA Mortgage VALLEY VIEW HOME LOANS
Mar 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Sep 19, 2014 · Amount on File
Deed Document Number	2026135362
Prior Transfer Date	Apr 9, 2010
Prior Transfer Doc	0000149479
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	18630 CENTENNIAL ST, HESPERIA, CA 92345-6601
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18630 CENTENNIAL ST, HESPERIA, CA 92345-6601

Mortgage

Document Number	0000275232
Date	Nov 7, 2025
Instrument	2025-0275232

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	DALY CITY, CA 94014

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 29, 2026
Property Address	18630 CENTENNIAL ST, HESPERIA, CA 92345-6601
Document Number	0000135362
Instrument Date	May 11, 2026
Instrument	2026135362
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,882.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18630 CENTENNIAL ST, HESPERIA, CA 92345-6601

Mortgage

Document Number	0000135363,
Date	May 29, 2026
Instrument	2026135363

Lender

Name	VALLEY VIEW HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000135364,
Date	May 29, 2026
Instrument	2026135364

Lender

Name	GOLDEN STATE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	15 Months
Due	Jun 1, 2041

Interest

Rate	6.3%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	18630 CENTENNIAL ST, HESPERIA, CA 92345-6601
Document Number	0000109717
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18630 CENTENNIAL ST HESPERIA CA 923456601, HESPERIA, CA 92345-6601

Mortgage

Document Number	0000109717
Date	Mar 27, 2020
Instrument	109717

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18630 Centennial St was $4,343.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$404,544 (+2%) Land $80,908 Building $323,636
2025	$4,343.00 Homeowner's exemption	$396,612 Land $79,322 Building $317,290
2023	$4,195.00 (+2.42%) Homeowner's exemption	$381,212 Land $76,242 Building $304,970
2022	$4,096.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18630 Centennial St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18630 Centennial St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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