1863 NW 22nd St, Stuart, FL 34994 Property Records

Martin County property record for 1863 NW 22nd St, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,975 sqft · built 1990
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Jan 2023)
Tax Bill	$8,807 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2023 Sale & Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-37-41-014-000-0035.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`30-37-41-014-000-0035.0-3-0000`
Alternative APNs	`30-37-41-014-000-00350-3` `8206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,975 sqft Living Area
Gross Area	3,591 sqft
1st Floor Area	2,669 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Water Access
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	392 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	397 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8206
Street Address	1863 NW 22ND ST
City	STUART
State	FL
Zip	34994-9269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 35 RIVER SHORES PLANTATION PHASE ONE (PB 8 PG 58)
Legal Range	41E
Legal Township	37S
Legal Section	30
Legal Subdivision	RIVER SHORES PLANTATION
Legal Block	1
Legal Lot Number	35
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1001
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1863 NW 22ND ST, STUART, FL 34994-9269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Jan 18, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage OTTO J VITALE ETUX
May 25, 2022	Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	May 25, 2022 · Amount on Record
Deed Document Number	20232997995
Deed Book / Page	3355 / 353
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1863 NW 22ND ST, STUART, FL 34994-9269
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6411 DRAKE CT, NEW PORT RICHEY, FL 34652-2024

Mortgage

Document Number	0033200935
Date	Jun 21, 2022
Book Page	3320/935
Instrument	2966652

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	MILFORD, CT 06461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 18, 2023
Property Address	1863 NW 22ND ST, STUART, FL 34994-9269
Document Number	0033550353
Book / Page	3355 / 353
Map Reference	MB 8 PG 58
Instrument Date	Jan 17, 2023
Instrument	2997995
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1863 NW 22ND ST, STUART, FL 34994-9269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1863 NW 22ND ST, STUART, FL 34994-9269

Mortgage

Document Number	0002997996
Date	Jan 18, 2023
Instrument	2997996

Lender

Name	OTTO J VITALE ETUX
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 25, 2022
Property Address	1863 NW 22ND ST, STUART, FL 34994-9269
Document Number	0033151427
Book / Page	3315 / 1427
Map Reference	MB 8 PG 58
Instrument Date	May 18, 2022
Instrument	2962366
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1863 NW 22ND ST, 1863, STUART, FL 34994-9269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1863 NW 22ND ST, STUART, FL 34994-9269

Mortgage

Document Number	0033151429
Date	May 25, 2022
Instrument	3315/1429

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1863 NW 22ND ST, STUART, FL 34994-9269
Document Number	0030972806
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1863 NW 22ND ST STUART FL 349949269, STUART, FL 34994-9269

Mortgage

Document Number	0030972806
Date	Dec 4, 2019
Book Page	003097/002806
Instrument	2787716

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,807.00 (-0.87%) Homeowner's exemption	$570,939 (-8.42%)	$645,580 (+3.55%) Land $210,000 Building $435,580
2024	$8,884.00 (-17.93%)
2023	$10,825.00 (+151.86%)	$623,430 (+126.91%) Land $210,000 Building $413,430	$623,430 (+9.08%) Land $210,000 Building $413,430
2022	$4,298.00 Homeowner's exemption	$274,750	$571,540 Land $216,300 Building $355,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 units insured incl. 21 condo units
Nearby Flood Claims	18 (1979–2015)
Claims Outside the SFHA	8 of 18
Most Recent Claim	Apr 2015 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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