1863 NE Ocean Blvd, Stuart, FL 34996 Property Records

Martin County property record for 1863 NE Ocean Blvd, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 7,068 sqft · built 2018
Lot Size	0.88 acres (38,333 sqft)
Owner	Company Name on Record
Last Sale	$925,000 (Dec 2015)
Tax Bill	$64,907 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone AO (high risk)
APN	`30-37-42-016-000-0004.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`30-37-42-016-000-0004.0-5-0000`
Alternative APNs	`30-37-42-016-000-00040-5` `10278`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	7,068 sqft Living Area
Gross Area	8,512 sqft
1st Floor Area	2,168 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	38,333 sqft (0.88 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,444 sqft
Parking Spaces	5 Parking Spaces
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Porch Area	1,993 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10278
Street Address	1863 NE OCEAN BLVD
City	FORT PIERCE
State	FL
Zip	34949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR2A
Legal Description	ISLAND BEACH COLONY LOT 4
Legal Range	42E
Legal Township	37S
Legal Section	30
Legal Subdivision	ISLAND BEACH COLONY
Legal Block	2
Legal Lot Number	4
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2001
Census Tract	100

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1863 NE OCEAN BLVD, STUART, FL 34996-2932
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU
Feb 13, 2019	Loan Modification, Mortgage LAKE MI CU
Mar 21, 2017	Trustee's Deed, Construction Loan · Construction Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2015 · Amount on Record
Deed Sale	Dec 21, 2015 · Amount on Record
Prior Sale	Oct 9, 2003
Deed Document Number	20152550503
Deed Book / Page	2825 / 1367
Prior Transfer Date	Oct 15, 2004
Prior Transfer Doc	0001787662
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1863 NE OCEAN BLVD, STUART, FL 34996-2932
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1863 NE OCEAN BLVD, STUART, FL 34996-2932

Mortgage

Document Number	0033452178
Date	Nov 14, 2022
Book Page	3345/2178
Instrument	2989154

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 5, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1863 NE OCEAN BLVD, STUART, FL 34996-2932
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031771301
Date	Dec 2, 2020
Book Page	3177/1301
Instrument	2853071

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1863 NE OCEAN BLVD, STUART, FL 34996-2932
Document Number	0030820906
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1863 NE OCEAN BLVD STUART FL 34996, STUART, FL 34996

Mortgage

Document Number	0030820906
Date	Sep 12, 2019
Book Page	003082/000906
Instrument	2774553

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	1863 NE OCEAN BLVD, STUART, FL 34996-2932
Document Number	0030411469
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1863 NE OCEAN BLVD STUART FL 34996, STUART, FL 34996

Mortgage

Document Number	0030411469
Date	Feb 13, 2019
Book Page	003041/001469
Instrument	2738866

Lender

Name	LAKE MI CU
Type	Credit Union
Address	PO BOX 2848, GRAND RAPIDS, MI 49501-2848

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 21, 2017
Property Address	1863 NE OCEAN BLVD, STUART, FL 34996-2932
Document Number	0029140002
Book / Page	002914 / 000002
Instrument Date	Mar 20, 2017
Instrument	2625717
Transaction Type	Construction Loan
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47950 BELLAGIO CT NORTHVILLE MI 481679806, NORTHVILLE, MI 48167-9806

Mortgage

Document Number	29140002
Date	Mar 21, 2017
Book Page	002914/000002
Instrument	2625717

Lender

Name	LAKE MI CU
Type	Credit Union
Address	4027 LAKE DR, GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$64,907.00 (-1.09%) Additional exemption filed	$4,079,883 (+5.99%)	$5,584,780 (+16.67%) Land $2,350,000 Building $3,234,780
2024	$65,623.00 (+1.39%)
2023	$64,724.00 (+3.1%) Additional exemption filed	$3,849,419 (+3%)	$4,786,740 (+28.08%) Land $1,500,000 Building $3,286,740
2022	$62,779.00 Homeowner's exemption	$3,737,300 Land $1,300,000 Building $2,437,300	$3,737,300 Land $1,300,000 Building $2,437,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 260 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,495 units insured incl. 1,235 condo units
Nearby Flood Claims	189 (1984–2024)
Claims Outside the SFHA	94 of 189
Most Recent Claim	May 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Hurricane Wilma, Oct 2005 · 10 claims Hurricane Frances, Sep 2004 · 101 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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