1863 Monday Dr, Elgin, IL 60123 Property Records

Kane County property record for 1863 Monday Dr, Elgin, IL 60123 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,220 sqft · built 1981
Lot Size	0.284 acres (12,350 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Oct 2020)
Tax Bill	$4,870 (2025)
Deeds & Mortgages	May 2017 Line of Credit Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-04-431-035`

Property Details

APN / Parcel Number

Primary APN	`06-04-431-035`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	1,220 sqft
Basement Area	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	12,350 sqft (0.284 acres)
Lot Width	25 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1863 MONDAY DR
City	ELGIN
State	IL
Zip	60123-1270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 6 LOT 341 (EXCEPT DOC 1585990)
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	341
Legal Unit	6-341
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1019
Census Tract	851910

Owner

Source: Kane County records · APN 06-04-431-035

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1863 MONDAY DR, ELGIN, IL 60123-1270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2017	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Oct 07, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2020 · Amount on Record
Deed Sale	Oct 07, 2020 · Amount on Record
Deed Document Number	202059392
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1863 MONDAY DR, ELGIN, IL 60123-1270
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024953
Date	May 16, 2017
Instrument	2017K024953

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 07, 2020
Property Address	1863 MONDAY DR, ELGIN, IL 60123-1270
Document Number	0000059392
Instrument Date	Sep 18, 2020
Instrument	59392
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2033 MONDAY DR ELGIN IL 601231223, ELGIN, IL 60123-1223

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,870.00 (+15.81%) Homeowner's exemption	$71,836 (+8.57%) Land $14,798 Building $57,038	$215,594 (+8.57%) Land $44,412 Building $171,182
2024		$66,166 (+21.39%) Land $13,630 Building $52,536	$198,577 (+21.44%) Land $40,906 Building $157,671
2022	$4,205.00 (+4.84%) Homeowner's exemption	$54,505 (+6.96%) Land $11,228 Building $43,277	$163,515 (+6.96%) Land $33,684 Building $129,831
2021	$4,011.00 Homeowner's exemption	$50,958 Land $10,497 Building $40,461	$152,874 Land $31,491 Building $121,383

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Opiquad	Fixed Wireless (unlicensed)	300 / 60
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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