1863 Gleneagle Cir, Elgin, IL 60123 Property Records

Kane County property record for 1863 Gleneagle Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,340 sqft · built 1992
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (May 2018)
Tax Bill	$8,246 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-251-028`

Property Details

APN / Parcel Number

Primary APN	`06-28-251-028`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1863 GLENEAGLE CIR
City	ELGIN
State	IL
Zip	60123-6526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENS OF COLLEGE GREEN UNIT 3 LOT 861
Legal Subdivision	COLLEGE GREEN
Legal Block	3
Legal Lot Number	861
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3010
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1863 GLENEAGLE CIR, ELGIN, IL 60123-6526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 7, 2018	Warranty Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018 · Amount on Record
Deed Sale	May 7, 2018 · Amount on Record
Prior Sale	Aug 25, 2005 · Amount on Record
Deed Document Number	201820732
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1863 GLENEAGLE CIR, ELGIN, IL 60123-6526
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1863 GLENEAGLE CIR, ELGIN, IL 60123-6526
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024398
Date	Jul 20, 2023
Instrument	2023K024398

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2053

Interest

Rate Type	Adjustable Rate
Rate	11.2%
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1863 GLENEAGLE CIR, ELGIN, IL 60123-6526
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058931
Date	Aug 3, 2021
Instrument	2021K058931

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

Interest

Rate	3%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 7, 2018
Property Address	1863 GLENEAGLE CIR, ELGIN, IL 60123-6526
Document Number	0000020732
Instrument Date	Apr 11, 2018
Instrument	20732
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8361 W MADISON CT NILES IL 607142359, NILES, IL 60714-2359

Mortgage

Document Number	20733
Date	May 7, 2018
Instrument	20733

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,246.00 (+15.86%) Homeowner's exemption	$116,088 (+8.57%) Land $28,368 Building $87,720	$348,403 (+8.57%) Land $85,138 Building $263,265
2024		$106,925 (+21.39%) Land $26,129 Building $80,796	$320,903 (+21.44%) Land $78,418 Building $242,485
2022	$7,117.00 (+4.49%) Homeowner's exemption	$88,082 (+6.96%) Land $21,525 Building $66,557	$264,246 (+6.96%) Land $64,575 Building $199,671
2021	$6,811.00 Homeowner's exemption	$82,350 Land $20,124 Building $62,226	$247,050 Land $60,372 Building $186,678

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ROLLINS private · serves 231 people · EPA ID IL0895150
Water Source	Groundwater
Last State Inspection	Jun 2023
Also Mapped Here	SOUTH ELGIN
Lead	4 ppb (2026) action level 15 ppb
Copper	1.41 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

Nearby Properties on Gleneagle Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures