1863 E 89th St N, Wagoner, OK 74467 Property Records

Wagoner County property record for 1863 E 89th St N, Wagoner, OK 74467

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1987
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Nov 2021 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090000-033001-000000`

Property Details

APN / Parcel Number

Primary APN	`090000-033001-000000`
Alternative APNs	`730028289` `0028289` `28289`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,704 sqft
Utility Area	120 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)

Exterior Amenities

Porch	Slab
Porch Area	372 sqft
Deck Area	36 sqft
Patio Area	72 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28289
Street Address	1863 E 89TH ST N
City	WAGONER
State	OK
Zip	74467-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIBSON STATION L-1 BLK-33
Legal Range	18E
Legal Township	16N
Legal Section	13
Legal Subdivision	GIBSON STATION
Legal Block	33
Legal Lot Number	1
Jurisdiction	WAGONER OK
Township / Civil Division	WAGONER
Census Block Group	2
Census Block	2017
Census Tract	30202

Owner

Source: Wagoner County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1843 E 89TH ST N, WAGONER, OK 74467-1013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
May 9, 2018	Deed of Trust, Mortgage · VA Mortgage FIRSTAR BANK
Apr 27, 2018	Deed, Transfer · VA Mortgage FIRSTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 3, 2025
Transfer Doc	0000004576
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	1863 E 89TH ST N, WAGONER, OK 74467-1013
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020207
Date	Nov 1, 2021
Book Page	2747/0574
Instrument	2021-20207

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jul 1, 2033

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	1863 E 89TH ST N, WAGONER, OK 74467-1013
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005565
Date	May 9, 2018
Book Page	2430/0176
Instrument	2018-05565

Lender

Name	FIRSTAR BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2033

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WAGONER OK
Recording Date	Apr 27, 2018
Property Address	1863 E 89TH ST N, WAGONER, OK 74467-1013
Document Number	0000005007
Book / Page	2427 / 0465
Instrument Date	Apr 20, 2018
Instrument	2018-05007
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1863 E 89TH ST N, WAGONER, OK 74467-1013

Mortgage

Document Number	0000005008
Date	Apr 27, 2018
Book Page	2427/0466
Instrument	2018-05008

Lender

Name	FIRSTAR BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Wagoner County
Unified School District	Okay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,186 (+5%) Land $148 Building $7,038	$64,158 (-66.26%) Land $1,320 Building $62,838
2025	Homeowner's exemption	$6,844 (+6.09%) Land $141 Building $6,703	$190,171 (+8.37%) Land $5,756 Building $184,415
2023	Homeowner's exemption	$6,451 Land $130 Building $6,321	$175,483 Land $5,756 Building $169,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2011–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 52% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAGONER CO. RWD #7 (NEW) serves 1,110 people · EPA ID OK1221626
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Treatment failure resolved · Mar 2024 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lake Region Technology & Communications Fiber	2,500 / 2,500

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 89th St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures