1863 E 38th St, Minneapolis, MN 55407 Property Records

Hennepin County property record for 1863 E 38th St, Minneapolis, MN 55407

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,014 sqft · built 1954
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,500 (Dec 2006)
Tax Bill	$4,037 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-028-24-22-0060`

Property Details

APN / Parcel Number

Primary APN	`12-028-24-22-0060`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,014 sqft
Basement Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	106 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1863 E 38TH ST
City	MINNEAPOLIS
State	MN
Zip	55407-2967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 003 BLOCK 003 A CEDAR AVE HEIGHTS 3RD ADDN TO MPLS LOTS 3 AND 4 50.00 X 106.00
Legal Range	24
Legal Township	028
Legal Section	12
Legal Quarter	22
Legal Subdivision	CEDAR AVE HEIGHTS 3RD ADDN TO MPLS
Legal Block	3
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	1
Census Block	1002
Census Tract	110100

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1863 E 38TH ST, MINNEAPOLIS, MN 55407-2967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2020	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
May 24, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2006 · Amount on Record
Deed Sale	Dec 7, 2006 · Amount on Record
Prior Sale	Apr 12, 2000 · Amount on Record
Deed Document Number	2006943216
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1863 E 38TH ST, MINNEAPOLIS, MN 55407-2967
Document Number	0010755862
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1863 E 38TH ST MINNEAPOLIS MN 554072967, MINNEAPOLIS, MN 55407-2967

Mortgage

Document Number	0010755862
Date	Feb 12, 2020
Instrument	10755862

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1863 E 38TH ST, MINNEAPOLIS, MN 55407-2967
Document Number	0010664304
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1863 E 38TH ST MINNEAPOLIS MN 554072967, MINNEAPOLIS, MN 55407-2967

Mortgage

Document Number	0010664304
Date	May 31, 2019
Instrument	10664304

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,037.00 (+4.88%)	$281,100 (-6.92%) Land $111,000 Building $170,100	$281,100 (-6.92%) Land $111,000 Building $170,100
2023	$3,849.00 Homeowner's exemption
2022		$302,000 Land $91,000 Building $211,000	$302,000 Land $91,000 Building $211,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1980–1988)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Aug 1988 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
PCs for People Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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