1863 Co Rd 1198, Tuttle, OK 73089 Property Records

Grady County property record for 1863 Co Rd 1198, Tuttle, OK 73089

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,959 sqft · built 2004
Lot Size	1.19 acres (52,054 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2020)
Tax Bill	$4,137 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18651`

Property Details

APN / Parcel Number

Primary APN	`18651`
Alternative APNs	`0397-001-024-00-0-000-00` `0397-00-001-024-0-000-00` `49309`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,959 sqft Living Area
Gross Area	2,403 sqft
1st Floor Area	1,547 sqft
Upper Floors Area	856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	52,054 sqft (1.19 acres)
Garage Type	Attached
Garage Area	896 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Slab
Porch Area	378 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	49309
Street Address	1863 COUNTY ROAD 1198
City	TUTTLE
State	OK
Zip	73089-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01-09N-06W LOT 24 BLOCK 1 ROCK CREEK ADDITION
Legal Range	06W
Legal Township	09N
Legal Section	01
Legal Subdivision	0397 ROCK CREEK TUTTLE
Legal Block	1
Legal Lot Number	24
Jurisdiction	GRADY OK
Township / Civil Division	TUTTLE
Census Block Group	7
Census Block	7000
Census Tract	902

Owner

1863 Co Rd 1198 is owned and occupied by two individuals who bought it in July 2020.

Source: Grady County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1863 COUNTY ROAD 1198, TUTTLE, OK 73089-2407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit OKLAHOMAS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Deed Document Number	20208599
Deed Book / Page	5755 / 380
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY OK
Property Address	1863 COUNTY ROAD 1198, TUTTLE, OK 73089-2407
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2023016155
Date	Dec 7, 2023
Book Page	6246/506
Instrument	I-2023-016155

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2043

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY OK
Property Address	1863 COUNTY ROAD 1198, TUTTLE, OK 73089-2407
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2023005343
Date	Apr 28, 2023
Book Page	6164/271
Instrument	I-2023-005343

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY OK
Property Address	1863 COUNTY ROAD 1198, TUTTLE, OK 73089-2407
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019995
Date	Dec 26, 2019
Book Page	5681/388
Instrument	2019-019995

Lender

Name	OKLAHOMAS CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1863 Co Rd 1198 was $4,137.

Source: Grady County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Grady County
Unified School District	Tuttle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,465 (-3.05%) Land $3,836 Building $34,629	$349,682 (-3.05%) Land $34,873 Building $314,809
2025	$4,137.00	$39,674 (+5%) Land $3,566 Building $36,108	$360,673 Land $32,417 Building $328,256
2024	$4,137.00 (+7.62%)	$37,785 (+5%) Land $3,396 Building $34,389
2023	$3,844.00 (+3.61%)	$35,986 (+5%) Land $3,216 Building $32,770	$390,265 (+25.26%) Land $34,876 Building $355,389
2022	$3,710.00	$34,273 Land $2,691 Building $31,582	$311,570 Land $24,465 Building $287,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1863 Co Rd 1198 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1863 Co Rd 1198 is moderate, ranking above 51% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRADY CO RWD #6 serves 3,930 people · EPA ID OK3002603
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Atlink Services Fiber · Fixed Wireless	1,000 / 1,000
Nextlink Fixed Wireless	700 / 300
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tuttle Development Authority.

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