1863 Cherokee Dr, Unit 2, Salinas, CA 93906 Property Records

Monterey County property record for 1863 Cherokee Dr, Unit 2, Salinas, CA 93906

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,083 sqft · built 1984
Lot Size	0.9 acres (414 sqft)
Owner	2 Individual Names on File
Last Sale	$268,000 (Mar 2018)
Tax Bill	$3,752 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`261-765-046-000`

Property Details

APN / Parcel Number

Primary APN	`261-765-046-000`
Alternative APN	`261-765-046`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,083 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	414 sqft (0.9 acres)
Garage Area	190 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	261-765-046
Street Address	1863 CHEROKEE DR, 2
City	SALINAS
State	CA
Zip	93906-2382
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CONDO
Legal Description	CONDOMINIUM PLAN NORTHGATE VILLAGE PHASE NO 4 TRACT NO 851 UNIT 2 BLDG NO 44
Legal Subdivision	CONDOMINIUM PLAN NORTHGATE VILLAGE PHASE
Legal Tract	851
Legal Block	1
Legal Lot Number	6
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1000
Census Tract	10504

Owner

1863 Cherokee Dr, Unit 2 is owned and occupied by two individuals who acquired it in February 2021.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1863 CHEROKEE DR, 2, SALINAS, CA 93906-2382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 12, 2021	Intrafamily Transfer, Transfer
Mar 30, 2018	Grant Deed, Transfer · Conventional Mortgage ON Y GIO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2018 · Amount on File
Deed Sale	Mar 30, 2018 · Amount on File
Prior Sale	Jun 6, 2011 · Amount on File
Deed Document Number	201813630
Last Transfer Date	Feb 11, 2021
Transfer Doc	0000011060
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1863 CHEROKEE DR UNIT 2, 2, SALINAS, CA 93906-2382
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013730
Date	Mar 19, 2020
Instrument	2020013730

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2048

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Feb 12, 2021
Property Address	1863 CHEROKEE DR UNIT 2, 2, SALINAS, CA 93906-2382
Document Number	0000011060
Map Reference	MB 13 PG 104
Instrument Date	Feb 11, 2021
Instrument	2021011060
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1863 CHEROKEE DR UNIT 2, 2, SALINAS, CA 93906-2382

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 30, 2018
Property Address	1863 CHEROKEE DR UNIT 2, 2, SALINAS, CA 93906-2382
Document Number	0000013630
Map Reference	MB13 PG104
Instrument Date	Mar 23, 2018
Instrument	2018013630
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1869 CHEROKEE DR UNIT 2, 2, SALINAS, CA 93906-2385

Mortgage

Document Number	0000013631
Date	Mar 30, 2018
Instrument	2018013631

Lender

Name	ON Y GIO INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000013632
Date	Mar 30, 2018
Instrument	2018013632

Lender

Name	OGI MORTGAGE BANKERS
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1863 Cherokee Dr, Unit 2 was $3,752 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Salinas City Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$311,031 (+2%) Land $92,843 Building $218,188
2025	$3,752.00 Homeowner's exemption	$304,933 Land $91,023 Building $213,910
2023	$3,317.00 (+3.92%) Homeowner's exemption	$293,094 Land $87,490 Building $205,604
2022	$3,192.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1863 Cherokee Dr, Unit 2 in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1863 Cherokee Dr, Unit 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 811 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks, T-Mobile, Verizon.

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