1863 Castleton Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1863 Castleton Dr, Saint Cloud, FL 34771 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,566 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
GarageAttached, 462 sqft
OccupancyOwner Occupied
Tax Bill$4.00 (2024)

Property Details

APN / Parcel Number

Primary APN04-26-31-0172-0001-0610
Alternative APN
  • 263104017200010610

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,566 sqft Living Area
Gross Area3,168 sqft Gross Area
1st Floor1,048 sqft 1st Floor
Upper Floors1,518 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area140 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address1863 CASTLETON DR
CitySAINT CLOUD
StateFL
Zip34771-7695
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLANCASTER PARK EAST PH 1 PB 24 PG 97-103 LOT 61
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionLANCASTER PARK EAST PH 1
Legal Phase1
Legal Tract172
Legal Block610
Legal Lot Number61
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3033
Census Tract43700

Owner

Source: Osceola County records · APN 04-26-31-0172-0001-0610

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1863 CASTLETON DR, SAINT CLOUD, FL 34771-7695
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage · Veterans Administration Mortgage
THE FEDERAL SAVINGS BANK
Mar 29, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
THE FEDERAL SAVINGS BANK
Jul 16, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Nov 13, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Aug 14, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Aug 28, 2017Special Warranty Deed, Transfer · Veterans Administration Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 2025
Deed SaleFeb 11, 2025
Prior SaleAug 28, 2017 · Amount on Record
Deed Doc Number202517844
Deed Book / Page6738 / 1819
Prior Transfer DateJan 17, 2025
Prior Transfer Doc0067381819
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1863 CASTLETON DR, SAINT CLOUD, FL 34771-7695
Transaction TypeMortgage
Record UpdatedNov 03, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1863 CASTLETON DR, SAINT CLOUD, FL 34771-7695

Mortgage

Document Number0068691302
DateOct 23, 2025
Book Page6869/1302
Instrument2025131423
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1863 CASTLETON DR, SAINT CLOUD, FL 34771-7695
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1863 CASTLETON DR, SAINT CLOUD, FL 34771-7695

Mortgage

Document Number0061821704
DateMar 29, 2022
Book Page6182/1704
Instrument2022050252
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1863 CASTLETON DR, SAINT CLOUD, FL 34771-7695
Transaction TypeMortgage
Record UpdatedJul 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1863 CASTLETON DR, SAINT CLOUD, FL 34771-7695

Mortgage

Document Number0060031516
DateJul 16, 2021
Book Page6003/1516
Instrument2021110402
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term322 Months
DueMay 01, 2048

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1863 CASTLETON DR, SAINT CLOUD, FL 34771-7695
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056222137
DateNov 13, 2019
Book Page5622/2137
Instrument2019147493
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term335 Months
DueOct 01, 2047

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1863 CASTLETON DR, SAINT CLOUD, FL 34771-7695
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057742013
DateAug 14, 2020
Book Page5774/2013
Instrument2020107545
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term327 Months
DueNov 01, 2047

August 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 28, 2017
Property Address1863 CASTLETON DR, SAINT CLOUD, FL 34771-7695
Document Number0052002291
Book / Page5200 / 2291
Map ReferenceMB24 PG97-103
Instrument DateAug 22, 2017
Instrument2017123875
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,875.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address1863 CASTLETON DR, SAINT CLOUD, FL 34771-7695

Mortgage

Document Number0052002293
DateAug 28, 2017
Instrument5200/2293
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00$280,362 (+5.99%)$373,300 (-5.04%) Land $75,000 Building $298,300
2024$4.00 (-99.9%)
2023$3,915.00 (+1.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$264,526 (+3%)$393,100 (+14.17%) Land $65,000 Building $328,100
2022$3,869.00 Homeowner's exemption$256,822$344,300 Land $65,000 Building $279,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire LikelihoodAbout 1 in 350 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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