1863 Carnostie Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 1863 Carnostie Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,680 sqft Living Area
Lot Size	4,600 sqft (0.106 acres)
Occupancy	Owner Occupied
Last Sale	$289,300 (2022)
Tax Bill	$4,260.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-23-690585-002440`
Alternative APN	`232926690585002440`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,680 sqft Living Area
Gross Area	2,100 sqft Gross Area
1st Floor	1,680 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	4,600 sqft (0.106 acres)
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch Area	80 sqft Porch

Location & Zoning

Street Address	1863 CARNOSTIE RD
City	WINTER HAVEN
State	FL
Zip	33884-3465
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VILLAMAR PHASE 3 PB 186 PG 41-47 LOT 244
Legal Range	26E
Legal Township	29S
Legal Section	23
Legal Subdivision	VILLAMAR PHASE 3
Legal Phase	3
Legal Block	4
Legal Lot Number	244
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	4
Census Block	4029
Census Tract	14501

Owner

Source: Polk County records · APN 26-29-23-690585-002440

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1863 CARNOSTIE RD, WINTER HAVEN, FL 33884-3465
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Deed Doc Number	2022260423
Deed Book / Page	12433 / 1082
Record Refreshed	Sep 20, 2026

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 27, 2022
Property Address	1863 CARNOSTIE RD, WINTER HAVEN, FL 33884-3465
Document Number	0000260423
Book / Page	12433 / 1082
Map Reference	MB 186 PG 41-47
Instrument Date	Sep 23, 2022
Instrument	2022260423
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 05, 2024
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.10
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1863 CARNOSTIE RD, WINTER HAVEN, FL 33884-3465

Mortgage

Document Number	0000260424
Date	Sep 27, 2022
Book Page	12433/1085
Instrument	2022260424

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,260.00 (-37.77%)	$227,843 (-7.21%) Land $48,000 Building $179,843	$227,843 (-7.21%) Land $48,000 Building $179,843
2023	$6,846.00 (+134.13%)	$245,539 (+546.16%) Land $46,000 Building $199,539	$245,539 (+546.16%) Land $46,000 Building $199,539
2022	$2,924.00	$38,000 Land $38,000	$38,000 Land $38,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	About 1 in 186 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.