1863 2nd St, Richmond, CA 94801 Property Records

Contra Costa County property record for 1863 2nd St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 976 sqft · built 1993
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$102,000 (Aug 2009)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`409-220-003-1`

Property Details

APN / Parcel Number

Primary APN	`409-220-003-1`
Alternative APN	`409-220-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	976 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	2,500 sqft (0.057 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1863 2ND ST
City	RICHMOND
State	CA
Zip	94801-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	TRUMANS ADDN LOT 55 BLK 3
Legal Subdivision	TRUMANS ADD
Legal Block	3
Legal Lot Number	55
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	365002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 545, ANGWIN, CA 94508-0545
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2009 · Amount on Record
Deed Sale	Aug 24, 2009 · Amount on Record
Prior Sale	Jun 24, 2009 · Amount on Record
Deed Document Number	2009203161
Prior Transfer Date	Aug 20, 2009
Prior Transfer Doc	0000203160
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1863 2ND ST, RICHMOND, CA 94801-1514
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CONC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000244752
Date	Dec 29, 2017
Instrument	2017-244752

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1863 2ND ST, RICHMOND, CA 94801-1514
Document Number	0000150197
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1863 2ND ST RICHMOND CA 948011514, RICHMOND, CA 94801-1514

Mortgage

Document Number	0000150197
Date	Jul 23, 2020
Instrument	150197

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$134,281 (+2%) Land $10,526 Building $123,755
2025	$2,874.00 (+4.97%)	$131,649 (+4.04%) Land $10,320 Building $121,329
2023	$2,738.00 (+2.05%)	$126,538 Land $9,920 Building $116,618
2022	$2,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–2000)
Most Recent Claim	Feb 2000 · river or lake flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, T-Mobile, Verizon.

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