18628 River Falls Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 18628 River Falls Dr, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 6,364 sqft · built 2005
Lot Size	0.542 acres (23,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Dec 2017)
Tax Bill	$14,482 (2023)
Deeds & Mortgages	Mar 2018 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-351-13`

Property Details

APN / Parcel Number

Primary APN	`007-351-13`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,364 sqft Heated Area
Gross Area	7,710 sqft
1st Floor Area	2,405 sqft
Upper Floors Area	1,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Lot Area	23,631 sqft (0.542 acres)
Garage Area	822 sqft

Exterior Amenities

Pool Area	400 sqft
Porch	Porch
Porch Area	544 sqft
Deck Area	560 sqft
Patio Area	1,120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-351-13
Street Address	18628 RIVER FALLS DR
City	DAVIDSON
State	NC
Zip	28036-7859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	L13 B11 M24-561
Legal Subdivision	RIVER RUN
Legal Block	11
Legal Lot Number	13
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3002
Census Tract	6404

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18628 RIVER FALLS DR, DAVIDSON, NC 28036-7859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS
Dec 6, 2017	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017 · Amount on Record
Deed Sale	Dec 6, 2017 · Amount on Record
Prior Sale	Jul 11, 2013 · Amount on Record
Deed Document Number	0032320360
Deed Book / Page	32320 / 360
Record Updated	Jun 7, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18628 RIVER FALLS DR, DAVIDSON, NC 28036-7859
Document Number	0000035231
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18628 RIVER FALLS DR DAVIDSON NC 280367859, DAVIDSON, NC 28036-7859

Mortgage

Document Number	0000035231
Date	Mar 27, 2018
Book Page	032554/000290
Instrument	35231

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 6, 2017
Property Address	18628 RIVER FALLS DR, DAVIDSON, NC 28036-7859
Document Number	0000163375
Book / Page	032320 / 000360
Instrument Date	Nov 28, 2017
Instrument	163375
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	18628 RIVER FALLS DR DAVIDSON NC 280367859, DAVIDSON, NC 28036-7859

Mortgage

Document Number	163376
Date	Dec 6, 2017
Book Page	032320/000362
Instrument	163376

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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