Hillsborough County property record for 18627 Geraci Rd, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,534 sqft · built 1954 |
| Lot Size | 0.732 acres (31,865 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $407,500 (Jan 2017) |
| Tax Bill | $7,308 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jan 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013372-0000 |
| Primary APN | 013372-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,534 sqft Living Area |
| Gross Area | 5,234 sqft |
| 1st Floor Area | 1,509 sqft |
| Upper Floors Area | 650 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 31,865 sqft (0.732 acres) |
| Lot Dimensions | 200 ft deep x 94 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 2,478 sqft |
| Patio Area | 54 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0133720000 |
|---|---|
| Street Address | 18627 GERACI RD |
| City | LUTZ |
| State | FL |
| Zip | 33548-4986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | FROM SE COR OF SE 1/4 RUN N 246.52 FT AND N 72 DEG 36 MIN W 713.52 FT FOR POB N 11 DEG 53 MIN E 404.29 FT THN N 59 DEG 34 MIN W 38.49 FT THN S 22 DEG 46.5 MIN W 412.72 FT THN S 72 DEG 36 MIN E 114.96 FT TO POB |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 10 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Lot Number | 51660 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11103 |
18627 Geraci Rd is owned and occupied by two individuals who bought it in January 2017.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18627 GERACI RD, LUTZ, FL 33548-4986 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jan 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 20, 2018 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jan 6, 2017 | Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2017 · Amount on File |
| Deed Sale | Jan 6, 2017 · Amount on File |
| Prior Sale | May 9, 2012 · Amount on File |
| Deed Document Number | 20177738 |
| Deed Book / Page | 24648 / 244 |
| Prior Transfer Date | Oct 4, 2011 |
| Prior Transfer Doc | 0000358638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18627 GERACI RD, LUTZ, FL 33548-4986 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000629369 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021629369 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 5, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18627 GERACI RD, LUTZ, FL 33548-4986 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0255301557 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 25530/1557 |
| Instrument | 2018043540 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | WOODLAND HILLS, CA 91367 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18627 GERACI RD, LUTZ, FL 33548-4986 |
| Document Number | 0000467142 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18627 GERACI RD LUTZ FL 335484986, LUTZ, FL 33548-4986 |
| Document Number | 0000467142 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 467142 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18627 GERACI RD, LUTZ, FL 33548-4986 |
| Document Number | 0262440625 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18627 GERACI RD LUTZ FL 335484986, LUTZ, FL 33548-4986 |
| Document Number | 0262440625 |
|---|---|
| Date | Dec 1, 2018 |
| Book Page | 026244/000625 |
| Instrument | 483058 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 30, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 6, 2017 |
| Property Address | 18627 GERACI RD, LUTZ, FL 33548-4986 |
| Document Number | 0246480244 |
| Book / Page | 024648 / 000244 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 7738 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2017 |
| Title Company | TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,852.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23308 ABERCORN LN LAND O LAKES FL 346398819, LAND O LAKES, FL 34639-8819 |
| Document Number | 246480246, |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 024648/000246 |
| Instrument | 7739 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2047 |
The 2025 property tax bill for 18627 Geraci Rd was $7,308 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,049 (+10.39%) | $678,253 (+4.11%) Land $335,556 Building $342,697 | |
| 2025 | $7,308.00 Homeowner's exemption | $409,493 | $651,455 Land $335,556 Building $315,899 |
| 2023 | $6,508.00 (+3.93%) Homeowner's exemption | $386,361 (+3%) | $541,527 (+1%) Land $256,150 Building $285,377 |
| 2022 | $6,262.00 Homeowner's exemption | $375,108 | $536,181 Land $256,150 Building $280,031 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18627 Geraci Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 13 (1988–2024) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18627 Geraci Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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