18624 Harbor Light Blvd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18624 Harbor Light Blvd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,799 sqft · built 1996
Lot Size0.319 acres (13,898 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Apr 2012)
Tax Bill$7,644 (2023)
Deeds & MortgagesJun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN001-803-08

Property Details

APN / Parcel Number

Primary APN001-803-08

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,799 sqft Heated Area
Gross Area3,628 sqft
1st Floor Area1,333 sqft
Upper Floors Area1,466 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleOther
Exterior MaterialWood Shingle
Foundation TypeRaised
Roof MaterialWood
Lot Area13,898 sqft (0.319 acres)
Garage Area441 sqft
PorchPorch
Porch Area388 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-803-08
Street Address18624 HARBOR LIGHT BLVD
CityCORNELIUS
StateNC
Zip28031-7629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL501 M27-670
Legal SubdivisionPENINSULA
Legal Lot Number501
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1019
Census Tract6219

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address18624 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-7629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2012 · Amount on Record
Deed SaleApr 5, 2012 · Amount on Record
Prior SaleApr 5, 2012 · Amount on Record
Deed Document Number0000046179
Deed Book / Page27250 / 0707
Last Transfer DateDec 20, 2013
Transfer Doc0000191787
Record UpdatedJun 7, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18624 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-7629
Document Number0000077443
Instrument DateJun 11, 2019
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address18624 HARBOR LIGHT BLVD CORNELIUS NC 280317629, CORNELIUS, NC 28031-7629

Mortgage

Document Number0000077443
DateJun 21, 2019
Book Page033608/000603
Instrument77443
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Light Blvd

Nearby Streets

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