18622 Schwark Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 18622 Schwark Rd, Three Oaks, MI 49128 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,224 sqft · built 1920
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on File
Tax Bill	$1,701 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-0016-0001-04-0`

Property Details

APN / Parcel Number

Primary APN	`20-0016-0001-04-0`
Alternative APN	`11-20-0016-0001-04-0`

Interior

Full Baths	1 Bath
Building Area	1,224 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	94,961 sqft (2.18 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18622 SCHWARK RD
City	THREE OAKS
State	MI
Zip	49128-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPLIT/COMBINED ON 05/15/2019 FROM 20-0016-0001-02-2; COM 700.69' S OF NE COR SEC 16 T8S R20W TH S 409' N89DEG59'19W 232' TH N
Legal Range	20W
Legal Township	08S
Legal Section	16
Jurisdiction	BERRIEN MI
Township / Civil Division	THREE OAKS
Census Block Group	2
Census Block	2035
Census Tract	11400

Owner

Source: Berrien County records · APN 20-0016-0001-04-0

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18622 SCHWARK RD, THREE OAKS, MI 49128-9745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	May 08, 2026
Property Address	18622 SCHWARK RD, THREE OAKS, MI 49128-9745
Document Number	0000460354
Book / Page	3476 / 4038
Instrument Date	Apr 30, 2026
Instrument	2026460354
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18622 SCHWARK RD, THREE OAKS, MI 49128-9745

Mortgage

Document Number	0000460354,
Date	May 08, 2026
Book Page	3476/4038
Instrument	2026460354

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2041

Interest

Rate	5.77%
Max Rate	-1%

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Three Oaks Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,900 (+28.84%)	$219,800 (+28.84%)
2025	$1,701.00 (+5.19%)
2023		$85,300	$170,600
2022	$1,617.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 12% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Mercury Broadband, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.