February 2022: Affidavit of Death of Joint Tenant, Transfer
Document Type
Affidavit of Death of Joint Tenant
Jurisdiction
ORANGE CA
Recording Date
Feb 24, 2022
Property Address
18622 CRYSTAL CYN, SILVERADO, CA 92676-9625
Document Number
0000074348
Map Reference
MB 762 PG 1-9
Instrument Date
Feb 14, 2022
Instrument
2022000074348
Transaction Type
Transfer
Record Updated
Apr 8, 2022
Title Company
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
18622 CRYSTAL CYN, SILVERADO, CA 92676-9625
March 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ORANGE CA
Recording Date
Mar 9, 2018
Property Address
18622 CRYSTAL CYN, SILVERADO, CA 92676-9625
Document Number
0000085530
Map Reference
MB762 G1-
Instrument Date
Feb 6, 2018
Instrument
2018000085530
Transaction Type
Transfer
Record Updated
Apr 8, 2022
Title Company
CALIFORNIA TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
18622 CRYSTAL CYN, SILVERADO, CA 92676-9625
Mortgage
Document Number
0000085531
Date
Mar 9, 2018
Instrument
2018000085531
Lender
Name
MUFG UNION BANK NA
Type
Bank
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2048
Interest
Rate Type
Adjustable Rate
Rate
3.37%
Type Change Date
Apr 1, 2025
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
5.37%
Index
1-Year LIBOR
Max Rate
9.37%
Tax Assessment & Valuation
The 2025 property tax bill for 18622 Crystal Cyn was $17,293.
Source: Orange County assessment roll, as of August 4, 2026
Property Jurisdictions
Type
Name
State
California
County
Orange County
Unified School District
Saddleback Valley Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,718,132 (+2%)Land $905,026Building $813,106
2025
$17,293.00Homeowner's exemption
$1,684,444Land $887,281Building $797,163
2023
$16,557.00 (+9.49%)Homeowner's exemption
$1,619,036Land $852,827Building $766,209
2022
$15,122.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 18622 Crystal Cyn in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 15 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
15 in force
Nearby Flood Claims
4 (1994–2010)
Claims Outside the SFHA
1 of 4
Most Recent Claim
Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 18622 Crystal Cyn is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Extreme above 96% of the US · above 85% of California
Wildfire Likelihood
2% annual chance
Exposure
Indirect within ember reach
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
TRABUCO CANYON WATER DISTRICT serves 13,659 people · EPA ID CA3010094
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2023
Lead
4 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025