18621 E 6th St, Yale, OK 74085 Property Records

Payne County property record for 18621 E 6th St, Yale, OK 74085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,788 sqft · built 1984
Lot Size	13.4 acres (586,753 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Aug 2022)
Tax Bill	$9,411 (2025)
Deeds & Mortgages	Mar 2019 Refinance Mar 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19N05E-20-1-00000-000-0003`

Property Details

APN / Parcel Number

Primary APN	`19N05E-20-1-00000-000-0003`
Alternative APNs	`600021151` `21151`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	586,753 sqft (13.4 acres)
Garage Type	Attached
Garage Area	552 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Shed	1 Shed
Shed Area	144 sqft
Utility Building	384 sqft
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21151
Street Address	18621 E 6TH ST
City	YALE
State	OK
Zip	74085-6476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-19N-05E A-3 (24.43ACM/L) ALL W/2 NE/4 LYING N OF HWY #51
Legal Range	05E
Legal Township	19N
Legal Section	20
Legal Subdivision	19N-05E
Legal Lot Number	3
Jurisdiction	PAYNE OK
Township / Civil Division	YALE
Census Block Group	1
Census Block	1071
Census Tract	11200

Owner

18621 E 6th St is owned and occupied by an individual who bought it in August 2022.

Source: Payne County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	18621 E 6TH ST, YALE, OK 74085-6476
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance EXCHANGE BANK & TRUST
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK & TRUST CO
Aug 8, 2017	Deed of Trust, Mortgage OKLAHOMA & COMMUNITY FCU
Jan 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY&COMMUNITY FCU
Aug 17, 2022	Warranty Deed, Transfer
Oct 12, 2021	Warranty Deed, Transfer · Commercial Mortgage COMMUNICATION FCU
Sep 12, 2019	Loan Modification, Mortgage EXCHANGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on File
Deed Sale	Aug 17, 2022 · Amount on File
Prior Sale	Oct 12, 2021 · Amount on File
Deed Document Number	20229703
Deed Book / Page	2712 / 768
Prior Transfer Date	Dec 7, 2021
Prior Transfer Doc	0001255959
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	18621 E 6TH ST, YALE, OK 74085-6476
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024980196
Date	Mar 11, 2019
Book Page	2498/196
Instrument	2019-002154

Lender

Name	EXCHANGE BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2020

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	18621 E 6TH ST, YALE, OK 74085-6476
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025540573
Date	Mar 13, 2020
Book Page	2554/573
Instrument	2020-002701

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	STILLWATER, OK 74074

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	10.5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	18621 E 6TH ST, YALE, OK 74085-6476
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024080809
Date	Aug 8, 2017
Book Page	2408/0809
Instrument	2017-009621

Lender

Name	OKLAHOMA & COMMUNITY FCU
Type	Credit Union
Address	STILLWATER, OK 74076

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 10, 2032

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	18621 E 6TH ST, YALE, OK 74085-6476
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024920056
Date	Jan 24, 2019
Book Page	2492/56
Instrument	2019-000699

Lender

Name	UNIVERSITY&COMMUNITY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2020

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Aug 17, 2022
Property Address	18621 E 6TH ST, YALE, OK 74085-6476
Document Number	0027120768
Book / Page	2712 / 768
Instrument Date	Aug 17, 2022
Instrument	I-2022-009703
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18621 E 6TH ST, YALE, OK 74085-6476

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Oct 12, 2021
Property Address	18621 E 6TH ST, YALE, OK 74085-6476
Document Number	0026590442
Book / Page	2659 / 442
Instrument Date	Oct 4, 2021
Instrument	2021-123007
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 W 8TH AVE, STILLWATER, OK 74074-4107

Mortgage

Document Number	2021123008
Date	Oct 12, 2021
Instrument	2021-123008

Lender

Name	COMMUNICATION FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PAYNE OK
Property Address	18621 E 6TH ST, YALE, OK 74085-6476
Document Number	0025290179
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18621 E 6TH ST 15 ACRE TRACT YALE OK 74085, YALE, OK 74085

Mortgage

Document Number	0025290179
Date	Sep 27, 2019
Book Page	002529/000179
Instrument	10161

Lender

Name	EXCHANGE BK
Type	Bank
Address	STILLWATER, OK 74074

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18621 E 6th St was $9,411, up 8.8% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Yale Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,551 (+10.25%) Land $11,773 Building $94,778	$934,658 (+0.62%) Land $103,278 Building $831,380
2025	$9,411.00 (+8.77%)	$96,644 (-) Land $8,613 Building $88,031	$928,910 (-) Land $82,790 Building $846,120
2024	$8,652.00 (+10.13%)	$96,644 (+11.57%) Land $8,613 Building $88,031	$928,910 (+22.25%) Land $82,790 Building $846,120
2023	$7,856.00 (+292.8%)	$86,624 (+292.98%) Land $5,395 Building $81,229	$759,860 (+292.98%) Land $47,330 Building $712,530
2022	$2,000.00	$22,043 Land $5,395 Building $16,648	$193,360 Land $47,330 Building $146,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18621 E 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18621 E 6th St is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 72% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE CHIMNEY WATER ASSOCIATION serves 150 people · EPA ID OK1021221
Water Source	Surface water
Last State Inspection	Feb 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000

May also be available: Atlink Services.

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