Montgomery County property record for 18620 Muncaster Rd, Derwood, MD 20855
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,042 sqft · built 1962 |
| Lot Size | 0.692 acres (30,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Jul 2020) |
| Tax Bill | $6,101 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Dec 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00005525 |
| Primary APN | 01-00005525 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,042 sqft Living Area |
| Gross Area | 3,742 sqft |
| 1st Floor Area | 1,992 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 30,148 sqft (0.692 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 00005525 |
|---|---|
| Street Address | 18620 MUNCASTER RD |
| City | DERWOOD |
| State | MD |
| Zip | 20855-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | MUNCASTER MANOR SEC 1 |
| Legal Subdivision | MUNCASTER MANOR |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 700103 |
Source: Montgomery County records · APN 01-00005525
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18620 MUNCASTER RD, DERWOOD, MD 20855-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Dec 23, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Sep 27, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 27, 2020 | Deed, Transfer · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION I |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on Record |
| Deed Sale | Jul 27, 2020 · Amount on Record |
| Prior Sale | Sep 09, 1993 · Amount on Record |
| Deed Book / Page | 60137 / 370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18620 MUNCASTER RD, ROCKVILLE, MD 20855-1426 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 18620 MUNCASTER RD, DERWOOD, MD 20855-1426 |
| Document Number | 0703060225 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 70306/225 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18620 MUNCASTER RD, ROCKVILLE, MD 20855-1426 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 18620 MUNCASTER RD, DERWOOD, MD 20855-1426 |
| Document Number | 0699650279 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 69965/279 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18620 MUNCASTER RD, ROCKVILLE, MD 20855-1426 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18620 MUNCASTER RD, DERWOOD, MD 20855-1426 |
| Document Number | 0662960049 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 66296/49 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 03, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18620 MUNCASTER RD, ROCKVILLE, MD 20855-1426 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0635800438 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 63580/438 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | May 01, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 27, 2020 |
| Property Address | 18620 MUNCASTER RD, ROCKVILLE, MD 20855-1426 |
| Document Number | 0601370370 |
| Book / Page | 60137 / 370 |
| Map Reference | MB 70 PL 6564 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18620 MUNCASTER RD, ROCKVILLE, MD 20855-1426 |
| Document Number | 0060137379 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 60137/379 |
| Name | CREDIT UNION MORTGAGE ASSOCIATION I |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 01, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 6.75% |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $557,600 (+6.07%) Land $230,000 Building $327,600 | $557,600 (-) Land $230,000 Building $327,600 | |
| 2025 | $6,101.00 (-3.59%) | $525,700 (+13.81%) | $557,600 (+20.72%) Land $230,000 Building $327,600 |
| 2024 | $6,328.00 (+30.31%) | ||
| 2023 | $461,900 Land $230,000 Building $231,900 | $461,900 Land $230,000 Building $231,900 | |
| 2022 | $4,856.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 54 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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