1862 Sumter St, Georgetown, SC 29440 Property Records

Georgetown County property record for 1862 Sumter St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Apr 2021)
Tax Bill	$1,191 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0201080026.00.00`

Property Details

APN / Parcel Number

Primary APN	`0201080026.00.00`
Alternative APNs	`02-0108-026-00-00` `4283`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	384 sqft
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	4283
Old Parcel Number	0201080026.00.00
Street Address	1862 SUMTER ST
City	GEORGETOWN
State	SC
Zip	29440-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK U KENSING
Legal Subdivision	KENSINGTON
Legal Block	U
Legal Lot Number	13
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2061
Census Tract	920302

Owner

Source: Georgetown County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 INDIAN HUT RD, GEORGETOWN, SC 29440-8950
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Apr 1, 2021	Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	04080/0114
Deed Book / Page	4080 / 114
Last Transfer Date	Jan 7, 2022
Transfer Doc	04276/0305
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEORGETOWN SC
Recording Date	Jan 7, 2022
Property Address	1862 SUMTER ST, GEORGETOWN, SC 29440-6538
Document Number	04276/0305
Book / Page	4276 / 305
Map Reference	MB L PG 11
Instrument Date	Dec 3, 2021
Instrument	202200000246
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 SUMTER ST, GEORGETOWN, SC 29440-6538

Mortgage

Document Number	202200000247
Date	Jan 7, 2022
Instrument	202200000247

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Apr 1, 2021
Property Address	1862 SUMTER ST, GEORGETOWN, SC 29440-6538
Document Number	04080/0114
Book / Page	4080 / 114
Map Reference	MB 1 PG 11
Instrument Date	Mar 31, 2021
Instrument	202100004587
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1862 SUMTER ST, GEORGETOWN, SC 29440-6538

Mortgage

Document Number	04080/0119
Date	Apr 1, 2021
Book Page	4080/119
Instrument	202100004588

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,191.00 (+6.53%)	$8,220 (+14.97%) Land $1,105 Building $7,115	$241,800 (+35.31%) Land $32,500 Building $209,300
2023	$1,118.00 (+7.09%)	$7,150 (-) Land $650 Building $6,500	$178,700 (-) Land $16,200 Building $162,500
2022	$1,044.00	$7,150 Land $650 Building $6,500	$178,700 Land $16,200 Building $162,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	20 (1987–2015)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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