1862 Spruce Ave, Des Plaines, IL 60018 Property Records

Cook County property record for 1862 Spruce Ave, Des Plaines, IL 60018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,110 sqft · built 1956
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Apr 2020)
Tax Bill	$7,036 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-29-217-032`

Property Details

APN / Parcel Number

Primary APN	`09-29-217-032`
Alternative APN	`09-29-217-032-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1957
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,200 sqft (0.142 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1862 SPRUCE AVE
City	DES PLAINES
State	IL
Zip	60018-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	12E
Legal Township	41N
Legal Section	29
Legal Subdivision	FLORENCE
Legal Lot Number	57
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	1
Census Block	1012
Census Tract	806501

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1862 SPRUCE AVE, DES PLAINES, IL 60018-2345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Mar 30, 2020	Deed of Trust, Mortgage · FHA Mortgage NEIGHBORHOOD LOANS
Apr 16, 2020	Warranty Deed, Transfer CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Apr 5, 2001 · Amount on Record
Deed Document Number	202020125
Prior Transfer Date	Mar 31, 2003
Prior Transfer Doc	0000047317
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1862 SPRUCE AVE, DES PLAINES, IL 60018-2345
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 SPRUCE AVE, DES PLAINES, IL 60018-2345

Mortgage

Document Number	0031933359
Date	Nov 15, 2023
Instrument	2331933359

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1862 SPRUCE AVE, DES PLAINES, IL 60018-2345
Document Number	2010720126
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 SPRUCE AVE DES PLAINES IL 600182345, DES PLAINES, IL 60018-2345

Mortgage

Document Number	2010720126
Date	Apr 18, 2020
Instrument	10720126

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 16, 2020
Property Address	1862 SPRUCE AVE, DES PLAINES, IL 60018-2345
Document Number	2010720125
Instrument Date	Mar 3, 2020
Instrument	10720125
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$269.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 SPOUCE AVE DES PLAINES IL 60018, DES PLAINES, IL 60018

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 (+16.67%) Land $6,200 Building $28,800	$350,000 (+16.67%) Land $62,000 Building $288,000
2023	$7,036.00 (+2.88%)
2022	$6,839.00 Homeowner's exemption	$30,000 Land $5,270 Building $24,730	$300,000 Land $52,700 Building $247,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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