1862 S River Rd, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1862 S River Rd, Saint Charles, MO 63303

Property Summary

Property TypeExempt (Full or Partial)
Details2 bd · 1 ba · 806 sqft · built 1930
Lot Size1.81 acres (79,061 sqft)
OwnerCompany Name on File
Last Sale$300,000 (Oct 2023)
Tax Bill$574 (2022)
Deeds & MortgagesAug 2023 Transfer
Flood ZoneZone AE (high risk)
APN103170A000

Property Details

APN / Parcel Number

Primary APN103170A000
Alternative APN
  • 6-0023-S007-00-0032.0000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area806 sqft Gross Area
1st Floor Area806 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleRanch
Exterior MaterialSiding
Roof TypeGable
Roof MaterialAsphalt
Lot Area79,061 sqft

Exterior Amenities

PorchPorch
Porch Area436 sqft
Deck AreaDeck Area
Patio Area160 sqft

Location & Zoning

Account Number103170A000
Street Address1862 S RIVER RD
CitySAINT CHARLES
StateMO
Zip63303-4125
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeAA9
Legal DescriptionST CHAS COMMON BLK 11 EVANS SUR
Legal SubdivisionCITY/ST CHARLES
Legal Block11
Legal Lot Number32
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group1
Census Block1036
Census Tract311003

Owner

1862 S River Rd is owned by a company that bought it in October 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of RecordCompany Name on File
Mailing Address200 N 2ND ST, 401B, SAINT CHARLES, MO 63301-2851
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2023 · Amount on File
Deed SaleOct 17, 2023 · Amount on File
Prior SaleSep 14, 2015
Deed Document Number202342727
Prior Transfer DateAug 8, 2023
Prior Transfer Doc0000032127
Record UpdatedOct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateAug 10, 2023
Property Address1862 S RIVER RD, SAINT CHARLES, MO 63303-4125
Document Number0000032127
Instrument DateAug 8, 2023
Instrument2023R-032127
Transaction TypeTransfer
Record UpdatedAug 24, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address22372 MILLER WAY, WARRENTON, MO 63383-6621

Transferred To (Grantee/Buyer)

NameVerified Name
Address1862 S RIVER RD, SAINT CHARLES, MO 63303-4125

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,000 Land $10,000
2023$9,328 (+15.36%)
2022$574.00$8,086$49,092 (+15.35%) Land $10,000 Building $39,092
2021$42,558 Land $12,600 Building $29,958

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1862 S River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims9 (2003–2022)
Claims Outside the SFHA9 of 9
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Flooding, Jun 2011 · 3 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1862 S River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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