1862 Ryan Rd, Mulberry, FL 33860 Property Records

Polk County property record for 1862 Ryan Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,517 sqft · built 1980
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2022)
Tax Bill	$2,638 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-27-142020-000210`

Property Details

APN / Parcel Number

Primary APN	`23-29-27-142020-000210`
Alternative APNs	`272923142020000210` `72923000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,517 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	1,517 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	125 ft deep x 44 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	565 sqft
Porch	Screened/Unfinished Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1862 RYAN RD
City	MULBERRY
State	FL
Zip	33860-8675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE RUN IMPERIALAKES PHASE ONE SECTION SEVEN PB 69 PG 7 LOT 21
Legal Range	23E
Legal Township	29S
Legal Section	27
Legal Subdivision	PINE RUN - IMPERIALAKES PHASE 1 SEC 7
Legal Phase	1
Legal Tract	142020
Legal Block	1
Legal Lot Number	21
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1004
Census Tract	14906

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19153 DOVE CREEK DR, TAMPA, FL 33647-2483
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Jun 6, 2006 · Amount on Record
Deed Document Number	202289233
Deed Book / Page	12190 / 743
Prior Transfer Date	Feb 1, 2012
Prior Transfer Doc	0000021623
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 1, 2022
Property Address	1862 RYAN RD, MULBERRY, FL 33860-8675
Document Number	0000089233
Book / Page	12190 / 743
Map Reference	MB 69 PG 7
Instrument Date	Mar 30, 2022
Instrument	2022089233
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3644 OPAL DR, MULBERRY, FL 33860-7507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19153 DOVE CREEK DR, TAMPA, FL 33647-2483

Mortgage

Document Number	0012190745
Date	Apr 1, 2022
Instrument	12190/745

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,316 (-1.35%) Land $25,000 Building $176,316	$201,316 (-1.35%) Land $25,000 Building $176,316
2025	$2,638.00 (-18.68%)	$204,073 (-2.5%) Land $25,000 Building $179,073	$204,073 (-2.5%) Land $25,000 Building $179,073
2023	$3,244.00 (+2.72%)	$209,306 (+3.19%) Land $24,000 Building $185,306	$209,306 (+3.19%) Land $24,000 Building $185,306
2022	$3,158.00	$202,833 Land $23,000 Building $179,833	$202,833 Land $23,000 Building $179,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20