1862 Richard Way, Ceres, CA 95307 Property Records

Stanislaus County property record for 1862 Richard Way, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,288 sqft · built 2015
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jun 2017)
Tax Bill	$3,633 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-098-002-000`

Property Details

APN / Parcel Number

Primary APN	`040-098-002-000`
Alternative APN	`0409802000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	2,614 sqft (0.06 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1862 RICHARD WAY
City	CERES
State	CA
Zip	95307-4624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOW RANCH NO 2 (44M03) BLK 7358 LOT 2
Legal Subdivision	DOW RANCH #2
Legal Block	7358
Legal Lot Number	2
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1004
Census Tract	2604

Owner

1862 Richard Way is owned and occupied by an individual who bought it in June 2017.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1862 RICHARD WAY, CERES, CA 95307-4624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Deed of Trust, Mortgage · Conventional with PMI BBVA USA
Jun 6, 2017	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Jun 6, 2017	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on File
Deed Sale	Jun 6, 2017 · Amount on File
Deed Document Number	201740400
Prior Transfer Date	May 25, 2017
Prior Transfer Doc	0000040399
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1862 RICHARD WAY, CERES, CA 95307-4624
Document Number	0000006052
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1713 ZONA BELLA LN CERES CA 953074426, CERES, CA 95307-4426

Mortgage

Document Number	0000006052
Date	Jan 29, 2020
Instrument	6052

Lender

Name	BBVA USA
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 6, 2017
Property Address	1862 RICHARD WAY, CERES, CA 95307-4624
Document Number	0000040400
Map Reference	MAP44 PG3
Instrument Date	May 25, 2017
Instrument	2017-0040400
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 RICHARD WAY, CERES, CA 95307-4624

Mortgage

Document Number	0000040401
Date	Jun 6, 2017
Instrument	2017-0040401

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Mortgage

Document Number	0000040402
Date	Jun 6, 2017
Instrument	2017-0040402

Lender

Name	CENTRAL VALLEY COALITION FOR AFFORDABLE
Type	Non-Lending Institution
Address	MERCED, CA 95348

Agreement

Amount	Amount on Record

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jun 6, 2017
Property Address	1862 RICHARD WAY, CERES, CA 95307-4624
Document Number	0000040399
Map Reference	MAP44 PG3
Instrument Date	May 25, 2017
Instrument	2017-0040399
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 RICHARD WAY, CERES, CA 95307-4624

Tax Assessment & Valuation

The 2026 property tax bill for 1862 Richard Way was $3,633 with a homeowner's exemption, up 0.7% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,633.00 (+0.72%) Homeowner's exemption	$224,914 (+2%) Land $106,537 Building $118,377
2025	$3,607.00 Homeowner's exemption	$220,505 Land $104,449 Building $116,056
2023	$3,316.00 (+1.87%) Homeowner's exemption	$211,944 Land $100,394 Building $111,550
2022	$3,255.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1862 Richard Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1862 Richard Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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