Harnett County property record for 1862 NC 87 S, Cameron, NC 28326
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,325 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $271,500 (Oct 2025) |
| Tax Bill | $2,209 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500074980 |
| Primary APN | 1500074980 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,325 sqft Heated Area |
| 1st Floor Area | 1,550 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 552 sqft |
| Porch | Porch |
| Porch Area | 288 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1500074980 |
|---|---|
| Street Address | 1862 NC 87 S |
| City | CAMERON |
| State | NC |
| Zip | 28326-7698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA20R |
| Legal Description | 1.00AC DOROTHY M GAMBLE PC#F-62D |
| Legal Subdivision | H M CAGLE |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | BARBECUE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 71401 |
1862 NC 87 S, a rural home, is owned by an individual who bought it in October 2025.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1862 N CAROLINA 87, CAMERON, NC 28326 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2025 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 9, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 23, 2019 | Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on File |
| Deed Sale | Oct 10, 2025 · Amount on File |
| Prior Sale | Jul 23, 2019 · Amount on File |
| Deed Document Number | 202519248 |
| Deed Book / Page | 4307 / 2338 |
| Prior Transfer Date | Aug 13, 2009 |
| Prior Transfer Doc | 0000012840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Oct 10, 2025 |
| Property Address | 1862 NC 87 S, CAMERON, NC 28326-7698 |
| Document Number | 0000019248 |
| Book / Page | 4307 / 2338 |
| Map Reference | CAB F SL 62D |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025019248 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $543.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18072 JAYHAWK DR, PENN VALLEY, CA 95946-9206 |
| Name | Verified Name |
|---|---|
| Address | 1862 N CAROLINA 87, CAMERON, NC 28326 |
| Document Number | 0000019249 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 4307/2340 |
| Instrument | 2025019249 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2160 SUPERIOR AVE, CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 1862 NC 87 S, CAMERON, NC 28326-7698 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015763 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 4010/934 |
| Instrument | 2021015763 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jul 23, 2019 |
| Property Address | 1862 NC 87 S, CAMERON, NC 28326-7698 |
| Document Number | 0000010053 |
| Book / Page | 3717 / 0864 |
| Map Reference | CAB F SL 62D |
| Instrument Date | Jul 23, 2019 |
| Instrument | 2019010053 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 163 CEDAR WALK CIR NE, 163, LEESBURG, VA 20176-4455 |
| Name | Verified Name |
|---|---|
| Address | 1862 NC HIGHWAY 87 S, CAMERON, NC 28326-7698 |
| Document Number | 0000010054 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 2019010054 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 1862 NC 87 S was $2,209, down 3.6% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,209.00 (-3.62%) | $283,224 (-8.76%) | $283,224 (-8.76%) Land $24,240 Building $258,984 |
| 2025 | $2,292.00 | $310,420 | $310,420 Land $24,240 Building $286,180 |
| 2023 | $2,292.00 | $310,420 | $310,420 Land $24,240 Building $286,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1862 NC 87 S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1862 NC 87 S is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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