1862 Killarn Cir, Middleburg, FL 32068 Property Records

Clay County property record for 1862 Killarn Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,298 sqft · built 1986
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$914 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-05-25-009001-002-08`

Property Details

APN / Parcel Number

Primary APN	`04-05-25-009001-002-08`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	1,778 sqft
1st Floor Area	1,298 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	115 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	466 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1862 KILLARN CIR
City	MIDDLEBURG
State	FL
Zip	32068-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 7 SHAMROCK LAKE AS REC OR 1570 PG 2121 & 2270 PG 728
Legal Range	25E
Legal Township	05S
Legal Section	04
Legal Subdivision	SHAMROCK LAKE
Legal Lot Number	7
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2002
Census Tract	30209

Owner

Source: Clay County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1811 SHERATON LAKES CIR, MIDDLEBURG, FL 32068-4143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP
May 5, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 12, 2003
Transfer Doc	0000066721
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 29, 2026
Property Address	1862 KILLARN CIR, MIDDLEBURG, FL 32068-4324
Document Number	0000037643
Book / Page	5071 / 682
Instrument Date	Jul 27, 2026
Instrument	202637643
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 SHERATON LAKES CIR, MIDDLEBURG, FL 32068-4143

Mortgage

Document Number	0000037644,
Date	Jul 29, 2026
Instrument	202637644

Lender

Name	NETWORK FUNDING LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1862 KILLARN CIR, MIDDLEBURG, FL 32068-4324
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 KILLARN CIR, MIDDLEBURG, FL 32068-4324

Mortgage

Document Number	0044521441
Date	May 5, 2021
Book Page	4452/1441
Instrument	2021027865

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$914.00 (-21.14%) Homeowner's exemption	$100,127 (+5.99%)	$258,393 (+9.8%) Land $40,000 Building $218,393
2023	$1,159.00 (+15.32%) Homeowner's exemption	$94,472 (+3%)	$235,334 (+17.65%) Land $30,000 Building $205,334
2022	$1,005.00 Homeowner's exemption	$91,721	$200,027 Land $30,000 Building $170,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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