Charleston County property record for 1862 Falling Creek Cir, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,021 sqft · built 1993 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $393,500 (Sep 2019) |
| Tax Bill | $1,825 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 558-15-00-245 |
| Primary APN | 558-15-00-245 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,021 sqft Living Area |
| 1st Floor Area | 1,133 sqft |
| Upper Floors Area | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 119 ft deep x 65 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 68 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 1862 FALLING CREEK CIR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-7415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -SWEETGRASS DESCRIPTION -LOT 17 PHASE III SECTION B |
| Legal Subdivision | SWEETGRASS |
| Legal Phase | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4619 |
1862 Falling Creek Cir is owned and occupied by two individuals who bought it in September 2019.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1862 FALLING CREEK CIR, MOUNT PLEASANT, SC 29464-7415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH ATLANTIC BK |
| Sep 17, 2019 | Grant Deed, Transfer · Conventional with PMI SOUTH ATLANTIC BK |
| Apr 15, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK & TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2019 · Amount on File |
| Deed Sale | Sep 17, 2019 · Amount on File |
| Prior Sale | Jun 13, 2012 · Amount on File |
| Deed Book / Page | 822 / 115 |
| Prior Transfer Date | Feb 22, 2012 |
| Prior Transfer Doc | 0236/0445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1862 FALLING CREEK CIR, MOUNT PLEASANT, SC 29464-7415 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1852 FALLING CREEK CIR, MOUNT PLEASANT, SC 29464-7415 |
| Document Number | 0013570224 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 1357/224 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 12, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1862 FALLING CREEK CIR, MOUNT PLEASANT, SC 29464-7415 |
| Document Number | 0910/0963 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1862 FALLING CREEK CIR MOUNT PLEASANT SC 294647415, MOUNT PLEASANT, SC 29464-7415 |
| Document Number | 0910/0963 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 000910/000963 |
| Name | SOUTH ATLANTIC BK |
|---|---|
| Type | Bank |
| Address | MYRTLE BEACH, SC 29572 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 17, 2019 |
| Property Address | 1862 FALLING CREEK CIR, MOUNT PLEASANT, SC 29464-7415 |
| Document Number | 0822/0115 |
| Book / Page | 000822 / 000115 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $393.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1862 FALLING CREEK CIR MOUNT PLEASANT SC 294647415, MOUNT PLEASANT, SC 29464-7415 |
| Document Number | 822/0116 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 000822/000116 |
| Name | SOUTH ATLANTIC BK |
|---|---|
| Type | Bank |
| Address | MYRTLE BEACH, SC 29572 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1862 FALLING CREEK CIR, MOUNT PLEASANT, SC 29464-7415 |
| Document Number | 0791/0680 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1862 FALLING CREEK CIR MOUNT PLEASANT SC 294647415, MOUNT PLEASANT, SC 29464-7415 |
| Document Number | 0791/0680 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 000791/000680 |
| Name | FIRST CITIZENS BK & TR CO |
|---|---|
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 24, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1862 Falling Creek Cir was $1,825, up 11.8% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,825.00 (+11.83%) | $451,950 (+2,775%) Land $138,115 Building $313,835 | $703,300 Land $230,700 Building $472,600 |
| 2024 | $1,632.00 | $15,720 | |
| 2022 | $1,487.00 | $15,720 | $393,000 Land $120,100 Building $272,900 |
| 2020 | $393,000 Land $120,100 Building $272,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1862 Falling Creek Cir in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 200 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 200 in force |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1862 Falling Creek Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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